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Bank Of Edmonson County

Brownsville, KY · Est. 1925 · Website ↗
A
Trust Grade
Excellent
Score: 93/100

Bank Of Edmonson County is a bank based in Brownsville, Kentucky, established in 1925, with $289 million in total assets across 3 branches. By Trust Grade it ranks 73rd of 120 banks we track in Kentucky. Its capital ratio of 8.8% trails most similarly sized banks (26th percentile), versus a Kentucky median of 9.6%. It was profitable over the most recent period, with a 1.43% return on assets. No consumer complaints against Bank Of Edmonson County appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.

Total assets
$289.2M
$100M–1B institution
Deposits
$251.1M
Branches
3
Capital ratio
8.8%
Bottom 26% of $100M–1B peers · Kentucky median 9.6%
Return on assets
1.4%
Top 36% of $100M–1B peers · Kentucky median 1.27%
Rank in Kentucky
#73
of 120 banks

How Bank Of Edmonson County compares to Kentucky peers

Capital ratio
Bottom 26% of $100M–1B peers
Bank Of
8.8%
Kentucky median
9.6%
Higher capital ratio = stronger financial cushion
Return on assets
Top 36% of $100M–1B peers
Bank Of
1.4%
Kentucky median
1.3%
Higher ROA = more profitable relative to asset base

How we graded Bank Of Edmonson County

The Trust Grade blends financial strength with complaint history. Full methodology →

Financial strength
93/100
Customer experience
n/a
Overall
A · 93
  • Well-capitalized (8.8% capital ratio)
  • Strongly profitable (ROA 1.43%)
  • No CFPB complaints on record

Consumer complaints (CFPB)

No CFPB complaints are on file for Bank Of Edmonson County over the analysis window. For a smaller institution this is common and counts in its favor.

Branch locations (3)

  • 109 S Main St, Brownsville, KY 42210
  • 6780 Louisville Rd, Bowling Green, KY 42101
  • 156 S Main St, Smiths Grove, KY 42171

Are deposits at Bank Of Edmonson County insured?

Yes. Bank Of Edmonson County is an FDIC-insured bank (FDIC certificate #296). Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.

Bank Of Edmonson County: frequently asked questions

Is Bank Of Edmonson County a good bank?

Bank Of Edmonson County earns a Bankzia Trust Grade of A (93/100, "Excellent"), based on a financial-strength score of 93/100 (it has no CFPB complaints on record). Well-capitalized (8.8% capital ratio); Strongly profitable (ROA 1.43%).

Is Bank Of Edmonson County FDIC-insured?

Yes. Bank Of Edmonson County is a FDIC-insured bank (FDIC certificate #296). Deposits are protected up to the standard FDIC limit of $250,000 per depositor, per ownership category.

How big is Bank Of Edmonson County?

Bank Of Edmonson County holds $289 million in total assets, ranking 73rd of 120 banks we track in Kentucky. It operates 3 branches.

Does Bank Of Edmonson County have CFPB complaints?

No CFPB complaints against Bank Of Edmonson County appear in our data over the analysis window, which is typical for a bank of this size.

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Financial data from FDIC call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.

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