United Citizens Bank Of Southern Kentucky is a bank based in Columbia, Kentucky, established in 2004, with $278 million in total assets across 6 branches. By Trust Grade it ranks 27th of 120 banks we track in Kentucky. Its capital ratio of 11.4% is stronger than 67% of similarly sized banks, versus a Kentucky median of 9.6%. It was profitable over the most recent period, with a 1.92% return on assets. No consumer complaints against United Citizens Bank Of Southern Kentucky appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.
How United Citizens Bank Of Southern Kentucky compares to Kentucky peers
How we graded United Citizens Bank Of Southern Kentucky
The Trust Grade blends financial strength with complaint history. Full methodology →
- Strongly capitalized (11.4% capital ratio)
- Strongly profitable (ROA 1.92%)
- No CFPB complaints on record
Consumer complaints (CFPB)
No CFPB complaints are on file for United Citizens Bank Of Southern Kentucky over the analysis window. For a smaller institution this is common and counts in its favor.
Branch locations (6)
- 700 Jamestown St, Columbia, KY 42728
- 1582 Campbellsville Rd, Columbia, KY 42728
- 294 Campbellsville Byp, Campbellsville, KY 42718
- 2261 S Highway 127, Russell Springs, KY 42642
- 202 Dohoney Trce, Columbia, KY 42728
- 279 Industrial Park Rd, Greensburg, KY 42743
Are deposits at United Citizens Bank Of Southern Kentucky insured?
Yes. United Citizens Bank Of Southern Kentucky is an FDIC-insured bank (FDIC certificate #57867). Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.
United Citizens Bank Of Southern Kentucky: frequently asked questions
Is United Citizens Bank Of Southern Kentucky a good bank?
United Citizens Bank Of Southern Kentucky earns a Bankzia Trust Grade of A (98/100, "Excellent"), based on a financial-strength score of 98/100 (it has no CFPB complaints on record). Strongly capitalized (11.4% capital ratio); Strongly profitable (ROA 1.92%).
Is United Citizens Bank Of Southern Kentucky FDIC-insured?
Yes. United Citizens Bank Of Southern Kentucky is a FDIC-insured bank (FDIC certificate #57867). Deposits are protected up to the standard FDIC limit of $250,000 per depositor, per ownership category.
How big is United Citizens Bank Of Southern Kentucky?
United Citizens Bank Of Southern Kentucky holds $278 million in total assets, ranking 27th of 120 banks we track in Kentucky. It operates 6 branches.
Does United Citizens Bank Of Southern Kentucky have CFPB complaints?
No CFPB complaints against United Citizens Bank Of Southern Kentucky appear in our data over the analysis window, which is typical for a bank of this size.
Similar Banks
Financial data from FDIC call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.
