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Clinton Bank

Clinton, KY · Est. 1887 · Website ↗
A
Trust Grade
Excellent
Score: 95/100

Clinton Bank is a bank based in Clinton, Kentucky, established in 1887, with $71 million in total assets across 1 branch. By Trust Grade it ranks 54th of 120 banks we track in Kentucky. Its capital ratio of 15.3% is stronger than 73% of similarly sized banks, versus a Kentucky median of 9.6%. It was profitable over the most recent period, with a 0.65% return on assets. No consumer complaints against Clinton Bank appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.

Total assets
$71.5M
<$100M institution
Deposits
$60.1M
Branches
1
Capital ratio
15.3%
Top 27% of <$100M peers · Kentucky median 9.6%
Return on assets
0.7%
Bottom 36% of <$100M peers · Kentucky median 1.27%
Rank in Kentucky
#54
of 120 banks

How Clinton Bank compares to Kentucky peers

Capital ratio
Top 27% of <$100M peers
Clinton Bank
15.3%
Kentucky median
9.6%
Higher capital ratio = stronger financial cushion
Return on assets
Bottom 36% of <$100M peers
Clinton Bank
0.7%
Kentucky median
1.3%
Higher ROA = more profitable relative to asset base

How we graded Clinton Bank

The Trust Grade blends financial strength with complaint history. Full methodology →

Financial strength
95/100
Customer experience
n/a
Overall
A · 95
  • Strongly capitalized (15.3% capital ratio)
  • Profitable (ROA 0.65%)
  • No CFPB complaints on record

Consumer complaints (CFPB)

No CFPB complaints are on file for Clinton Bank over the analysis window. For a smaller institution this is common and counts in its favor.

Branch locations (1)

  • 220 E Clay St, Clinton, KY 42031

Are deposits at Clinton Bank insured?

Yes. Clinton Bank is an FDIC-insured bank (FDIC certificate #304). Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.

Clinton Bank: frequently asked questions

Is Clinton Bank a good bank?

Clinton Bank earns a Bankzia Trust Grade of A (95/100, "Excellent"), based on a financial-strength score of 95/100 (it has no CFPB complaints on record). Strongly capitalized (15.3% capital ratio); Profitable (ROA 0.65%).

Is Clinton Bank FDIC-insured?

Yes. Clinton Bank is a FDIC-insured bank (FDIC certificate #304). Deposits are protected up to the standard FDIC limit of $250,000 per depositor, per ownership category.

How big is Clinton Bank?

Clinton Bank holds $71 million in total assets, ranking 54th of 120 banks we track in Kentucky. It operates 1 branch.

Does Clinton Bank have CFPB complaints?

No CFPB complaints against Clinton Bank appear in our data over the analysis window, which is typical for a bank of this size.

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Financial data from FDIC call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.

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