Pinnacle Bank, Inc. is a bank based in Pikeville, Kentucky, established in 1976, with $58 million in total assets across 3 branches. By Trust Grade it ranks 70th of 120 banks we track in Kentucky. Its capital ratio of 16.9% is stronger than 79% of similarly sized banks, versus a Kentucky median of 9.6%. It was profitable over the most recent period, with a 0.31% return on assets. No consumer complaints against Pinnacle Bank, Inc. appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.
How Pinnacle Bank, Inc. compares to Kentucky peers
How we graded Pinnacle Bank, Inc.
The Trust Grade blends financial strength with complaint history. Full methodology →
- Strongly capitalized (16.9% capital ratio)
- Profitable (ROA 0.31%)
- No CFPB complaints on record
Consumer complaints (CFPB)
No CFPB complaints are on file for Pinnacle Bank, Inc. over the analysis window. For a smaller institution this is common and counts in its favor.
Branch locations (3)
- 230 S Mayo Trl, Pikeville, KY 41501
- 13 Garrison Ln, Garrison, KY 41141
- 26 Second St, Vanceburg, KY 41179
Are deposits at Pinnacle Bank, Inc. insured?
Yes. Pinnacle Bank, Inc. is an FDIC-insured bank (FDIC certificate #22355). Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.
Pinnacle Bank, Inc.: frequently asked questions
Is Pinnacle Bank, Inc. a good bank?
Pinnacle Bank, Inc. earns a Bankzia Trust Grade of A (93/100, "Excellent"), based on a financial-strength score of 93/100 (it has no CFPB complaints on record). Strongly capitalized (16.9% capital ratio); Profitable (ROA 0.31%).
Is Pinnacle Bank, Inc. FDIC-insured?
Yes. Pinnacle Bank, Inc. is a FDIC-insured bank (FDIC certificate #22355). Deposits are protected up to the standard FDIC limit of $250,000 per depositor, per ownership category.
How big is Pinnacle Bank, Inc.?
Pinnacle Bank, Inc. holds $58 million in total assets, ranking 70th of 120 banks we track in Kentucky. It operates 3 branches.
Does Pinnacle Bank, Inc. have CFPB complaints?
No CFPB complaints against Pinnacle Bank, Inc. appear in our data over the analysis window, which is typical for a bank of this size.
Similar Banks
Financial data from FDIC call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.
