The First National Bank Of Grayson is a bank based in Grayson, Kentucky, established in 1902, with $364 million in total assets across 7 branches. By Trust Grade it ranks 16th of 120 banks we track in Kentucky. Its capital ratio of 11.9% is stronger than 72% of similarly sized banks, versus a Kentucky median of 9.6%. It was profitable over the most recent period, with a 1.91% return on assets. No consumer complaints against The First National Bank Of Grayson appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.
How The First National Bank Of Grayson compares to Kentucky peers
How we graded The First National Bank Of Grayson
The Trust Grade blends financial strength with complaint history. Full methodology →
- Strongly capitalized (11.9% capital ratio)
- Strongly profitable (ROA 1.91%)
- No CFPB complaints on record
Consumer complaints (CFPB)
No CFPB complaints are on file for The First National Bank Of Grayson over the analysis window. For a smaller institution this is common and counts in its favor.
Branch locations (7)
- 200 S Carol Malone Blvd, Grayson, KY 41143
- 12496 Us Route 60, Ashland, KY 41102
- 168 Railroad St, Olive Hill, KY 41164
- 380 S Carol Malone Blvd, Grayson, KY 41143
- 337 Kentucky Highway 7 North, Sandy Hook, KY 41171
- 400 Prestonsburg St, West Liberty, KY 41472
- 200 Viking Dr, Morehead, KY 40351
Are deposits at The First National Bank Of Grayson insured?
Yes. The First National Bank Of Grayson is an FDIC-insured bank (FDIC certificate #2695). Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.
The First National Bank Of Grayson: frequently asked questions
Is The First National Bank Of Grayson a good bank?
The First National Bank Of Grayson earns a Bankzia Trust Grade of A (98/100, "Excellent"), based on a financial-strength score of 98/100 (it has no CFPB complaints on record). Strongly capitalized (11.9% capital ratio); Strongly profitable (ROA 1.91%).
Is The First National Bank Of Grayson FDIC-insured?
Yes. The First National Bank Of Grayson is a FDIC-insured bank (FDIC certificate #2695). Deposits are protected up to the standard FDIC limit of $250,000 per depositor, per ownership category.
How big is The First National Bank Of Grayson?
The First National Bank Of Grayson holds $364 million in total assets, ranking 16th of 120 banks we track in Kentucky. It operates 7 branches.
Does The First National Bank Of Grayson have CFPB complaints?
No CFPB complaints against The First National Bank Of Grayson appear in our data over the analysis window, which is typical for a bank of this size.
Similar Banks
Financial data from FDIC call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.
