1st Trust Bank, Inc. is a bank based in Hazard, Kentucky, established in 2004, with $346 million in total assets across 4 branches. By Trust Grade it ranks 95th of 120 banks we track in Kentucky. Its capital ratio of 8.7% trails most similarly sized banks (24th percentile), versus a Kentucky median of 9.6%. It was profitable over the most recent period, with a 0.65% return on assets. No consumer complaints against 1st Trust Bank, Inc. appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.
How 1st Trust Bank, Inc. compares to Kentucky peers
How we graded 1st Trust Bank, Inc.
The Trust Grade blends financial strength with complaint history. Full methodology →
- Well-capitalized (8.7% capital ratio)
- Profitable (ROA 0.65%)
- No CFPB complaints on record
Consumer complaints (CFPB)
No CFPB complaints are on file for 1st Trust Bank, Inc. over the analysis window. For a smaller institution this is common and counts in its favor.
Branch locations (4)
- 44 Commerce Dr, Hazard, KY 41701
- 106 Black Gold Ct, Hazard, KY 41701
- 271 London Shopping Ctr, London, KY 40741
- 360 Eastern Byp, Richmond, KY 40475
Are deposits at 1st Trust Bank, Inc. insured?
Yes. 1st Trust Bank, Inc. is an FDIC-insured bank (FDIC certificate #57869). Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.
1st Trust Bank, Inc.: frequently asked questions
Is 1st Trust Bank, Inc. a good bank?
1st Trust Bank, Inc. earns a Bankzia Trust Grade of A (90/100, "Excellent"), based on a financial-strength score of 90/100 (it has no CFPB complaints on record). Well-capitalized (8.7% capital ratio); Profitable (ROA 0.65%).
Is 1st Trust Bank, Inc. FDIC-insured?
Yes. 1st Trust Bank, Inc. is a FDIC-insured bank (FDIC certificate #57869). Deposits are protected up to the standard FDIC limit of $250,000 per depositor, per ownership category.
How big is 1st Trust Bank, Inc.?
1st Trust Bank, Inc. holds $346 million in total assets, ranking 95th of 120 banks we track in Kentucky. It operates 4 branches.
Does 1st Trust Bank, Inc. have CFPB complaints?
No CFPB complaints against 1st Trust Bank, Inc. appear in our data over the analysis window, which is typical for a bank of this size.
Similar Banks
Financial data from FDIC call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.
