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Bank Of Lexington, Inc.

Lexington, KY · Est. 2006 · Website ↗
98/ 100
Trust Grade
Excellent
98 out of 100

Bank Of Lexington, Inc. is a bank based in Lexington, Kentucky, established in 2006, with $399 million in total assets across 4 branches. By Trust Grade it ranks 28th of 120 banks we track in Kentucky. Its capital ratio of 11.1% is stronger than 63% of similarly sized banks, versus a Kentucky median of 9.6%. It was profitable over the most recent period, with a 1.38% return on assets. No consumer complaints against Bank Of Lexington, Inc. appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.

Total assets
$399.4M
$100M–1B institution
Deposits
$341.3M
Branches
4
Capital ratio
11.1%
Top 37% of $100M–1B peers · Kentucky median 9.6%
Return on assets
1.4%
Top 39% of $100M–1B peers · Kentucky median 1.27%
Rank in Kentucky
#28
of 120 banks

How Bank Of Lexington, Inc. compares to Kentucky peers

Capital ratio
Top 37% of $100M–1B peers
Bank Of
11.1%
Kentucky median
9.6%
Higher capital ratio = stronger financial cushion
Return on assets
Top 39% of $100M–1B peers
Bank Of
1.4%
Kentucky median
1.3%
Higher ROA = more profitable relative to asset base

How we graded Bank Of Lexington, Inc.

The Trust Grade blends financial strength with complaint history. Full methodology →

Financial strength
98/100
Customer experience
n/a
Overall
98/100
  • Strongly capitalized (11.1% capital ratio)
  • Strongly profitable (ROA 1.38%)
  • No CFPB complaints on record

The Trust Grade is Bankzia’s independent, documented opinion computed from public FDIC/NCUA/CFPB data — not an official rating, and not a statement about the safety of insured deposits. Report a data error or dispute this grade →

Consumer complaints (CFPB)

No CFPB complaints are on file for Bank Of Lexington, Inc. over the analysis window. For a smaller institution this is common and counts in its favor.

Branch locations (4)

  • 761 Corporate Dr, Lexington, KY 40503
  • 866 Malabu Dr, Lexington, KY 40502
  • 1949 Nicholasville Road, Lexington, KY 40503
  • 2352 Sir Barton Way, Lexington, KY 40509

Are deposits at Bank Of Lexington, Inc. insured?

Yes. Bank Of Lexington, Inc. is an FDIC-insured bank (FDIC certificate #58164). Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.

Bank Of Lexington, Inc.: frequently asked questions

Is Bank Of Lexington, Inc. a good bank?

Bank Of Lexington, Inc. earns a Bankzia Trust Grade of A (98/100, "Excellent"), based on a financial-strength score of 98/100 (it has no CFPB complaints on record). Strongly capitalized (11.1% capital ratio); Strongly profitable (ROA 1.38%).

Is Bank Of Lexington, Inc. FDIC-insured?

Yes. Bank Of Lexington, Inc. is a FDIC-insured bank (FDIC certificate #58164). Deposits are protected up to the standard FDIC limit of $250,000 per depositor, per ownership category.

How big is Bank Of Lexington, Inc.?

Bank Of Lexington, Inc. holds $399 million in total assets, ranking 28th of 120 banks we track in Kentucky. It operates 4 branches.

Does Bank Of Lexington, Inc. have CFPB complaints?

No CFPB complaints against Bank Of Lexington, Inc. appear in our data over the analysis window, which is typical for a bank of this size.

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Financial data from FDIC call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.

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