Cumberland Security Bank, Inc. is a bank based in Somerset, Kentucky, established in 1909, with $417 million in total assets across 4 branches. By Trust Grade it ranks 2nd of 120 banks we track in Kentucky. Its capital ratio of 13.8% is stronger than 85% of similarly sized banks, versus a Kentucky median of 9.6%. It was profitable over the most recent period, with a 3.89% return on assets. No consumer complaints against Cumberland Security Bank, Inc. appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.
How Cumberland Security Bank, Inc. compares to Kentucky peers
How we graded Cumberland Security Bank, Inc.
The Trust Grade blends financial strength with complaint history. Full methodology →
- Strongly capitalized (13.8% capital ratio)
- Strongly profitable (ROA 3.89%)
- No CFPB complaints on record
Consumer complaints (CFPB)
No CFPB complaints are on file for Cumberland Security Bank, Inc. over the analysis window. For a smaller institution this is common and counts in its favor.
Branch locations (4)
- 15000 N Highway 1247, Eubank, KY 42567
- 3758 South Hgwy 27, Somerset, KY 42501
- 377 S Highway 27, Somerset, KY 42501
- 107 S Main St, Somerset, KY 42501
Are deposits at Cumberland Security Bank, Inc. insured?
Yes. Cumberland Security Bank, Inc. is an FDIC-insured bank (FDIC certificate #11358). Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.
Cumberland Security Bank, Inc.: frequently asked questions
Is Cumberland Security Bank, Inc. a good bank?
Cumberland Security Bank, Inc. earns a Bankzia Trust Grade of A (98/100, "Excellent"), based on a financial-strength score of 98/100 (it has no CFPB complaints on record). Strongly capitalized (13.8% capital ratio); Strongly profitable (ROA 3.89%).
Is Cumberland Security Bank, Inc. FDIC-insured?
Yes. Cumberland Security Bank, Inc. is a FDIC-insured bank (FDIC certificate #11358). Deposits are protected up to the standard FDIC limit of $250,000 per depositor, per ownership category.
How big is Cumberland Security Bank, Inc.?
Cumberland Security Bank, Inc. holds $417 million in total assets, ranking 2nd of 120 banks we track in Kentucky. It operates 4 branches.
Does Cumberland Security Bank, Inc. have CFPB complaints?
No CFPB complaints against Cumberland Security Bank, Inc. appear in our data over the analysis window, which is typical for a bank of this size.
Similar Banks
Financial data from FDIC call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.
