Bank Of The Bluegrass And Trust Company is a bank based in Lexington, Kentucky, established in 1972, with $415 million in total assets across 5 branches. By Trust Grade it ranks 69th of 120 banks we track in Kentucky. Its capital ratio of 8.5% trails most similarly sized banks (22th percentile), versus a Kentucky median of 9.6%. It was profitable over the most recent period, with a 1.31% return on assets. Consumers filed 1 complaints about Bluegrass Credit Corporation, Inc. with the CFPB — 2.4 per $1B in assets, a lower rate than 82% of peers.
How Bank Of The Bluegrass And Trust Company compares to Kentucky peers
How we graded Bank Of The Bluegrass And Trust Company
The Trust Grade blends financial strength with complaint history. Full methodology →
- Well-capitalized (8.5% capital ratio)
- Strongly profitable (ROA 1.31%)
- 2.4 complaints per $1B in assets
Consumer complaints (CFPB)
1 complaints filed with the CFPB against Bluegrass Credit Corporation, Inc. — 2.4 per $1B in assets.
Branch locations (5)
- 101 E High St, Lexington, KY 40507
- 215 Southland Dr, Lexington, KY 40503
- 101 E High St, Lexington, KY 40507
- 361 Romany Rd, Lexington, KY 40502
- 3948 Fountainblue Ln, Lexington, KY 40513
Are deposits at Bank Of The Bluegrass And Trust Company insured?
Yes. Bank Of The Bluegrass And Trust Company is an FDIC-insured bank (FDIC certificate #21161). Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.
Bank Of The Bluegrass And Trust Company: frequently asked questions
Is Bank Of The Bluegrass And Trust Company a good bank?
Bank Of The Bluegrass And Trust Company earns a Bankzia Trust Grade of A (93/100, "Excellent"), based on a financial-strength score of 93/100 and a customer-experience score of 81.86/100. Well-capitalized (8.5% capital ratio); Strongly profitable (ROA 1.31%).
Is Bank Of The Bluegrass And Trust Company FDIC-insured?
Yes. Bank Of The Bluegrass And Trust Company is a FDIC-insured bank (FDIC certificate #21161). Deposits are protected up to the standard FDIC limit of $250,000 per depositor, per ownership category.
How big is Bank Of The Bluegrass And Trust Company?
Bank Of The Bluegrass And Trust Company holds $415 million in total assets, ranking 69th of 120 banks we track in Kentucky. It operates 5 branches.
How many complaints does Bank Of The Bluegrass And Trust Company have?
Consumers filed 1 complaints about Bluegrass Credit Corporation, Inc. with the CFPB, or 2.4 per $1B in assets.
Similar Banks
Financial data from FDIC call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.
