Skip to main content
bank

Republic Bank & Trust Company

Louisville, KY · Est. 1982 · Website ↗
A
Trust Grade
Excellent
Score: 98/100

Republic Bank & Trust Company is a bank based in Louisville, Kentucky, established in 1982, with $7.2 billion in total assets across 49 branches. By Trust Grade it ranks 12th of 120 banks we track in Kentucky. Its capital ratio of 14.7% is stronger than 92% of similarly sized banks, versus a Kentucky median of 9.6%. It was profitable over the most recent period, with a 2.40% return on assets. No consumer complaints against Republic Bank & Trust Company appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.

Total assets
$7.2B
$1B–10B institution
Deposits
$5.6B
Branches
49
Capital ratio
14.7%
Top 8% of $1B–10B peers · Kentucky median 9.6%
Return on assets
2.4%
Top 4% of $1B–10B peers · Kentucky median 1.27%
Rank in Kentucky
#12
of 120 banks

How Republic Bank & Trust Company compares to Kentucky peers

Capital ratio
Top 8% of $1B–10B peers
Republic Bank
14.7%
Kentucky median
9.6%
Higher capital ratio = stronger financial cushion
Return on assets
Top 4% of $1B–10B peers
Republic Bank
2.4%
Kentucky median
1.3%
Higher ROA = more profitable relative to asset base

How we graded Republic Bank & Trust Company

The Trust Grade blends financial strength with complaint history. Full methodology →

Financial strength
98/100
Customer experience
n/a
Overall
A · 98
  • Strongly capitalized (14.7% capital ratio)
  • Strongly profitable (ROA 2.40%)
  • No CFPB complaints on record

Consumer complaints (CFPB)

No CFPB complaints are on file for Republic Bank & Trust Company over the analysis window. For a smaller institution this is common and counts in its favor.

Branch locations (49)

  • 601 W Market St, Louisville, KY 40202
  • 2801 Bardstown Rd, Louisville, KY 40205
  • 661 S Hurstbourne Pkwy, Louisville, KY 40222
  • 4921 Brownsboro Rd, Louisville, KY 40222
  • 641 Euclid Ave, Lexington, KY 40502
  • 2401 Harrodsburg Rd, Lexington, KY 40504
  • 4808 Outer Loop, Louisville, KY 40219
  • 3950 Kresge Way, St. Matthews, KY 40207
  • 5320 Dixie Hwy, Louisville, KY 40216
  • 9600 Brownsboro Rd, Louisville, KY 40241
  • 3098 Helmsdale Pl, Lexington, KY 40509
  • 3726 Lexington Rd, Louisville, KY 40207
  • 10100 Brookridge Village Blvd, Louisville, KY 40291
  • 9101 Ushwy 42, Prospect, KY 40059
  • 12933 Walsingham Rd, Largo, FL 33774
  • 3141 Highway 62, Jeffersonville, IN 47130
  • 6600 Central Ave, Saint Petersburg, FL 33707
  • 11330 Main St, Middletown, KY 40243
  • 7800 Seminole Blvd, Seminole, FL 33772
  • 3902 Taylorsville Rd, Louisville, KY 40220
  • 3811 Ruckriegel Pkwy, Louisville, KY 40299
  • 3001 Charlestown Crossing Way, New Albany, IN 47150
  • 1420 Poplar Level Rd, Louisville, KY 40217
  • 5125 New Cut Rd, Louisville, KY 40214
  • 3608 Walden Dr, Lexington, KY 40517
  • 430 Connector Rd, Georgetown, KY 40324
  • 8050 Hosbrook Rd, Cincinnati, OH 45236
  • 535 Madison Ave, Covington, KY 41011
  • 8513 Ushwy 42, Florence, KY 41042
  • 438 Highway 44 E, Shepherdsville, KY 40165
  • 4571 Duffy Rd, Floyds Knobs, IN 47119
  • 113 Seaboard Ln, Franklin, TN 37067
  • 8100 Montgomery Rd, Cincinnati, OH 45236
  • 35 Village Plz, Shelbyville, KY 40065
  • 4030 Smith Rd, Cincinnati, OH 45209
  • 333 W Vine St, Lexington, KY 40507
  • 25 Town Center Blvd, Crestview Hills, KY 41017
  • 1300 N West Shore Blvd, Tampa, FL 33607
  • 6906 E Fowler Ave, Tampa, FL 33617
  • 1720 W Broadway, Louisville, KY 40203

Are deposits at Republic Bank & Trust Company insured?

Yes. Republic Bank & Trust Company is an FDIC-insured bank (FDIC certificate #23627). Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.

Republic Bank & Trust Company: frequently asked questions

Is Republic Bank & Trust Company a good bank?

Republic Bank & Trust Company earns a Bankzia Trust Grade of A (98/100, "Excellent"), based on a financial-strength score of 98/100 (it has no CFPB complaints on record). Strongly capitalized (14.7% capital ratio); Strongly profitable (ROA 2.40%).

Is Republic Bank & Trust Company FDIC-insured?

Yes. Republic Bank & Trust Company is a FDIC-insured bank (FDIC certificate #23627). Deposits are protected up to the standard FDIC limit of $250,000 per depositor, per ownership category.

How big is Republic Bank & Trust Company?

Republic Bank & Trust Company holds $7.2 billion in total assets, ranking 12th of 120 banks we track in Kentucky. It operates 49 branches.

Does Republic Bank & Trust Company have CFPB complaints?

No CFPB complaints against Republic Bank & Trust Company appear in our data over the analysis window, which is typical for a bank of this size.

Similar Banks

Community Trust Bank, Inc.
bank · Pikeville, KY · $6.7B assets
Stock Yards Bank & Trust Company
bank · Louisville, KY · $9.5B assets
Central Bank & Trust Co.
bank · Lexington, KY · $4.0B assets
Independence Bank Of Kentucky
bank · Owensboro, KY · $3.8B assets
Traditional Bank, Inc.
bank · Mount Sterling, KY · $2.4B assets
South Central Bank, Inc.
bank · Glasgow, KY · $2.2B assets

Financial data from FDIC call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.

From the Blog

View all guides →