South Central Bank, Inc. is a bank based in Glasgow, Kentucky, established in 1908, with $2.2 billion in total assets across 27 branches. By Trust Grade it ranks 57th of 120 banks we track in Kentucky. Its capital ratio of 9.1% trails most similarly sized banks (27th percentile), versus a Kentucky median of 9.6%. It was profitable over the most recent period, with a 1.36% return on assets. No consumer complaints against South Central Bank, Inc. appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.
How South Central Bank, Inc. compares to Kentucky peers
How we graded South Central Bank, Inc.
The Trust Grade blends financial strength with complaint history. Full methodology →
- Strongly capitalized (9.1% capital ratio)
- Strongly profitable (ROA 1.36%)
- No CFPB complaints on record
Consumer complaints (CFPB)
No CFPB complaints are on file for South Central Bank, Inc. over the analysis window. For a smaller institution this is common and counts in its favor.
Branch locations (27)
- 24127 Louisville Rd, Park City, KY 42160
- 615 Happy Valley Rd, Glasgow, KY 42141
- 518 N Dixie Hwy, Cave City, KY 42127
- 211 Main St, Fountain Run, KY 42133
- 5251 Scottsville Rd, Bowling Green, KY 42104
- 3505 Louisville Rd, Bowling Green, KY 42101
- 204 S Main St, Franklin, KY 42134
- 2710 Nashville Rd, Bowling Green, KY 42101
- 702 W Stockton St, Edmonton, KY 42129
- 2715 Frederica St, Owensboro, KY 42301
- 1748 Edmonton Rd, Tompkinsville, KY 42167
- 208 S Broadway St, Glasgow, KY 42141
- 1375 Carter Rd, Owensboro, KY 42301
- 165 Beaver Trl S, Glasgow, KY 42141
- 414 E Main St, Scottsville, KY 42164
- 805 Lehman Ave, Bowling Green, KY 42101
- 320 N Main St, Tompkinsville, KY 42167
- 2908 Ring Rd, Elizabethtown, KY 42701
- 1757 Campbell Ln, Bowling Green, KY 42104
- 3010 Highway 54, Owensboro, KY 42303
- 501 S L Rogers Wells Blvd, Glasgow, KY 42141
- 1000 N Dixie Ave, Elizabethtown, KY 42701
- 4910 Brownsboro Rd, Louisville, KY 40222
- 1118 W 9th St, Russellville, KY 42276
- 3977 Robinson Way N, Somerset, KY 42503
- 115 Southland Dr, Lexington, KY 40503
- 1602 W Northfield Blvd, Murfreesboro, TN 37129
Are deposits at South Central Bank, Inc. insured?
Yes. South Central Bank, Inc. is an FDIC-insured bank (FDIC certificate #5854). Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.
South Central Bank, Inc.: frequently asked questions
Is South Central Bank, Inc. a good bank?
South Central Bank, Inc. earns a Bankzia Trust Grade of A (95/100, "Excellent"), based on a financial-strength score of 95/100 (it has no CFPB complaints on record). Strongly capitalized (9.1% capital ratio); Strongly profitable (ROA 1.36%).
Is South Central Bank, Inc. FDIC-insured?
Yes. South Central Bank, Inc. is a FDIC-insured bank (FDIC certificate #5854). Deposits are protected up to the standard FDIC limit of $250,000 per depositor, per ownership category.
How big is South Central Bank, Inc.?
South Central Bank, Inc. holds $2.2 billion in total assets, ranking 57th of 120 banks we track in Kentucky. It operates 27 branches.
Does South Central Bank, Inc. have CFPB complaints?
No CFPB complaints against South Central Bank, Inc. appear in our data over the analysis window, which is typical for a bank of this size.
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Financial data from FDIC call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.
