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Jackson County Bank

Mc Kee, KY · Est. 1904 · Website ↗
A
Trust Grade
Excellent
Score: 98/100

Jackson County Bank is a bank based in Mc Kee, Kentucky, established in 1904, with $170 million in total assets across 3 branches. By Trust Grade it ranks 22nd of 120 banks we track in Kentucky. Its capital ratio of 28.9% is stronger than 99% of similarly sized banks, versus a Kentucky median of 9.6%. It was profitable over the most recent period, with a 1.83% return on assets. No consumer complaints against Jackson County Bank appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.

Total assets
$170.2M
$100M–1B institution
Deposits
$111.9M
Branches
3
Capital ratio
28.9%
Top 1% of $100M–1B peers · Kentucky median 9.6%
Return on assets
1.8%
Top 17% of $100M–1B peers · Kentucky median 1.27%
Rank in Kentucky
#22
of 120 banks

How Jackson County Bank compares to Kentucky peers

Capital ratio
Top 1% of $100M–1B peers
Jackson County
28.9%
Kentucky median
9.6%
Higher capital ratio = stronger financial cushion
Return on assets
Top 17% of $100M–1B peers
Jackson County
1.8%
Kentucky median
1.3%
Higher ROA = more profitable relative to asset base

How we graded Jackson County Bank

The Trust Grade blends financial strength with complaint history. Full methodology →

Financial strength
98/100
Customer experience
n/a
Overall
A · 98
  • Strongly capitalized (28.9% capital ratio)
  • Strongly profitable (ROA 1.83%)
  • No CFPB complaints on record

Consumer complaints (CFPB)

No CFPB complaints are on file for Jackson County Bank over the analysis window. For a smaller institution this is common and counts in its favor.

Branch locations (3)

  • 4455 Highway 3630, Annville, KY 40402
  • 82 Highway 2004, Mc Kee, KY 40447
  • 123 Main St N, Mc Kee, KY 40447

Are deposits at Jackson County Bank insured?

Yes. Jackson County Bank is an FDIC-insured bank (FDIC certificate #291). Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.

Jackson County Bank: frequently asked questions

Is Jackson County Bank a good bank?

Jackson County Bank earns a Bankzia Trust Grade of A (98/100, "Excellent"), based on a financial-strength score of 98/100 (it has no CFPB complaints on record). Strongly capitalized (28.9% capital ratio); Strongly profitable (ROA 1.83%).

Is Jackson County Bank FDIC-insured?

Yes. Jackson County Bank is a FDIC-insured bank (FDIC certificate #291). Deposits are protected up to the standard FDIC limit of $250,000 per depositor, per ownership category.

How big is Jackson County Bank?

Jackson County Bank holds $170 million in total assets, ranking 22nd of 120 banks we track in Kentucky. It operates 3 branches.

Does Jackson County Bank have CFPB complaints?

No CFPB complaints against Jackson County Bank appear in our data over the analysis window, which is typical for a bank of this size.

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Financial data from FDIC call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.

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