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Pbk Bank, Inc.

Stanford, KY · Est. 1906 · Website ↗
A
Trust Grade
Excellent
Score: 98/100

Pbk Bank, Inc. is a bank based in Stanford, Kentucky, established in 1906, with $172 million in total assets across 6 branches. By Trust Grade it ranks 36th of 120 banks we track in Kentucky. Its capital ratio of 13.9% is stronger than 85% of similarly sized banks, versus a Kentucky median of 9.6%. It was profitable over the most recent period, with a 1.81% return on assets. No consumer complaints against Pbk Bank, Inc. appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.

Total assets
$172.0M
$100M–1B institution
Deposits
$147.6M
Branches
6
Capital ratio
13.9%
Top 15% of $100M–1B peers · Kentucky median 9.6%
Return on assets
1.8%
Top 18% of $100M–1B peers · Kentucky median 1.27%
Rank in Kentucky
#36
of 120 banks

How Pbk Bank, Inc. compares to Kentucky peers

Capital ratio
Top 15% of $100M–1B peers
Pbk Bank,
13.9%
Kentucky median
9.6%
Higher capital ratio = stronger financial cushion
Return on assets
Top 18% of $100M–1B peers
Pbk Bank,
1.8%
Kentucky median
1.3%
Higher ROA = more profitable relative to asset base

How we graded Pbk Bank, Inc.

The Trust Grade blends financial strength with complaint history. Full methodology →

Financial strength
98/100
Customer experience
n/a
Overall
A · 98
  • Strongly capitalized (13.9% capital ratio)
  • Strongly profitable (ROA 1.81%)
  • No CFPB complaints on record

Consumer complaints (CFPB)

No CFPB complaints are on file for Pbk Bank, Inc. over the analysis window. For a smaller institution this is common and counts in its favor.

Branch locations (6)

  • 1100 Us Highway 27 S, Stanford, KY 40484
  • Bradfordsville Road, Hustonville, KY 40437
  • 1001 Hustonville Rd, Danville, KY 40422
  • 54 Henry St, Junction City, KY 40440
  • 810 W Main St, Mount Vernon, KY 40456
  • 120 Frontier Blvd, Stanford, KY 40484

Are deposits at Pbk Bank, Inc. insured?

Yes. Pbk Bank, Inc. is an FDIC-insured bank (FDIC certificate #9313). Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.

Pbk Bank, Inc.: frequently asked questions

Is Pbk Bank, Inc. a good bank?

Pbk Bank, Inc. earns a Bankzia Trust Grade of A (98/100, "Excellent"), based on a financial-strength score of 98/100 (it has no CFPB complaints on record). Strongly capitalized (13.9% capital ratio); Strongly profitable (ROA 1.81%).

Is Pbk Bank, Inc. FDIC-insured?

Yes. Pbk Bank, Inc. is a FDIC-insured bank (FDIC certificate #9313). Deposits are protected up to the standard FDIC limit of $250,000 per depositor, per ownership category.

How big is Pbk Bank, Inc.?

Pbk Bank, Inc. holds $172 million in total assets, ranking 36th of 120 banks we track in Kentucky. It operates 6 branches.

Does Pbk Bank, Inc. have CFPB complaints?

No CFPB complaints against Pbk Bank, Inc. appear in our data over the analysis window, which is typical for a bank of this size.

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Financial data from FDIC call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.

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