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Citizens Bank And Trust Of Lebanon, Inc.

Lebanon, KY · Est. 1889 · Website ↗
B
Trust Grade
Strong
Score: 83/100

Citizens Bank And Trust Of Lebanon, Inc. is a bank based in Lebanon, Kentucky, established in 1889, with $167 million in total assets across 1 branch. By Trust Grade it ranks 111th of 120 banks we track in Kentucky. Its capital ratio of 6.0% trails most similarly sized banks (3th percentile), versus a Kentucky median of 9.6%. It was profitable over the most recent period, with a 0.90% return on assets. No consumer complaints against Citizens Bank And Trust Of Lebanon, Inc. appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.

Total assets
$166.8M
$100M–1B institution
Deposits
$151.2M
Branches
1
Capital ratio
6.0%
Bottom 3% of $100M–1B peers · Kentucky median 9.6%
Return on assets
0.9%
Bottom 32% of $100M–1B peers · Kentucky median 1.27%
Rank in Kentucky
#111
of 120 banks

How Citizens Bank And Trust Of Lebanon, Inc. compares to Kentucky peers

Capital ratio
Bottom 3% of $100M–1B peers
Citizens Bank
6.0%
Kentucky median
9.6%
Higher capital ratio = stronger financial cushion
Return on assets
Bottom 32% of $100M–1B peers
Citizens Bank
0.9%
Kentucky median
1.3%
Higher ROA = more profitable relative to asset base

How we graded Citizens Bank And Trust Of Lebanon, Inc.

The Trust Grade blends financial strength with complaint history. Full methodology →

Financial strength
83/100
Customer experience
n/a
Overall
B · 83
  • Well-capitalized (6.0% capital ratio)
  • Profitable (ROA 0.90%)
  • No CFPB complaints on record

Consumer complaints (CFPB)

No CFPB complaints are on file for Citizens Bank And Trust Of Lebanon, Inc. over the analysis window. For a smaller institution this is common and counts in its favor.

Branch locations (1)

  • 149 W Main St, Lebanon, KY 40033

Are deposits at Citizens Bank And Trust Of Lebanon, Inc. insured?

Yes. Citizens Bank And Trust Of Lebanon, Inc. is an FDIC-insured bank (FDIC certificate #2753). Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.

Citizens Bank And Trust Of Lebanon, Inc.: frequently asked questions

Is Citizens Bank And Trust Of Lebanon, Inc. a good bank?

Citizens Bank And Trust Of Lebanon, Inc. earns a Bankzia Trust Grade of B (83/100, "Strong"), based on a financial-strength score of 83/100 (it has no CFPB complaints on record). Well-capitalized (6.0% capital ratio); Profitable (ROA 0.90%).

Is Citizens Bank And Trust Of Lebanon, Inc. FDIC-insured?

Yes. Citizens Bank And Trust Of Lebanon, Inc. is a FDIC-insured bank (FDIC certificate #2753). Deposits are protected up to the standard FDIC limit of $250,000 per depositor, per ownership category.

How big is Citizens Bank And Trust Of Lebanon, Inc.?

Citizens Bank And Trust Of Lebanon, Inc. holds $167 million in total assets, ranking 111th of 120 banks we track in Kentucky. It operates 1 branch.

Does Citizens Bank And Trust Of Lebanon, Inc. have CFPB complaints?

No CFPB complaints against Citizens Bank And Trust Of Lebanon, Inc. appear in our data over the analysis window, which is typical for a bank of this size.

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Financial data from FDIC call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.

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