Hart County Bank And Trust Company
Hart County Bank And Trust Company is a bank based in Munfordville, Kentucky, established in 1890, with $24 million in total assets across 1 branch. By Trust Grade it ranks 1st of 120 banks we track in Kentucky. Its capital ratio of 31.5% is stronger than 94% of similarly sized banks, versus a Kentucky median of 9.6%. It was profitable over the most recent period, with a 2.45% return on assets. No consumer complaints against Hart County Bank And Trust Company appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.
How Hart County Bank And Trust Company compares to Kentucky peers
How we graded Hart County Bank And Trust Company
The Trust Grade blends financial strength with complaint history. Full methodology →
- Strongly capitalized (31.5% capital ratio)
- Strongly profitable (ROA 2.45%)
- No CFPB complaints on record
Consumer complaints (CFPB)
No CFPB complaints are on file for Hart County Bank And Trust Company over the analysis window. For a smaller institution this is common and counts in its favor.
Branch locations (1)
- 331 Main St, Munfordville, KY 42765
Are deposits at Hart County Bank And Trust Company insured?
Yes. Hart County Bank And Trust Company is an FDIC-insured bank (FDIC certificate #10145). Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.
Hart County Bank And Trust Company: frequently asked questions
Is Hart County Bank And Trust Company a good bank?
Hart County Bank And Trust Company earns a Bankzia Trust Grade of A (98/100, "Excellent"), based on a financial-strength score of 98/100 (it has no CFPB complaints on record). Strongly capitalized (31.5% capital ratio); Strongly profitable (ROA 2.45%).
Is Hart County Bank And Trust Company FDIC-insured?
Yes. Hart County Bank And Trust Company is a FDIC-insured bank (FDIC certificate #10145). Deposits are protected up to the standard FDIC limit of $250,000 per depositor, per ownership category.
How big is Hart County Bank And Trust Company?
Hart County Bank And Trust Company holds $24 million in total assets, ranking 1st of 120 banks we track in Kentucky. It operates 1 branch.
Does Hart County Bank And Trust Company have CFPB complaints?
No CFPB complaints against Hart County Bank And Trust Company appear in our data over the analysis window, which is typical for a bank of this size.
Similar Banks
Financial data from FDIC call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.
