Citizens Federal Savings And Loan Association is a bank based in Covington, Kentucky, established in 1886, with $41 million in total assets across 1 branch. By Trust Grade it ranks 79th of 120 banks we track in Kentucky. Its capital ratio of 27.9% is stronger than 93% of similarly sized banks, versus a Kentucky median of 9.6%. It was profitable over the most recent period, with a 0.21% return on assets. No consumer complaints against Citizens Federal Savings And Loan Association appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.
How Citizens Federal Savings And Loan Association compares to Kentucky peers
How we graded Citizens Federal Savings And Loan Association
The Trust Grade blends financial strength with complaint history. Full methodology →
- Strongly capitalized (27.9% capital ratio)
- Profitable (ROA 0.21%)
- No CFPB complaints on record
Consumer complaints (CFPB)
No CFPB complaints are on file for Citizens Federal Savings And Loan Association over the analysis window. For a smaller institution this is common and counts in its favor.
Branch locations (1)
- 433 Madison Ave, Covington, KY 41011
Are deposits at Citizens Federal Savings And Loan Association insured?
Yes. Citizens Federal Savings And Loan Association is an FDIC-insured bank (FDIC certificate #27841). Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.
Citizens Federal Savings And Loan Association: frequently asked questions
Is Citizens Federal Savings And Loan Association a good bank?
Citizens Federal Savings And Loan Association earns a Bankzia Trust Grade of A (92/100, "Excellent"), based on a financial-strength score of 92/100 (it has no CFPB complaints on record). Strongly capitalized (27.9% capital ratio); Profitable (ROA 0.21%).
Is Citizens Federal Savings And Loan Association FDIC-insured?
Yes. Citizens Federal Savings And Loan Association is a FDIC-insured bank (FDIC certificate #27841). Deposits are protected up to the standard FDIC limit of $250,000 per depositor, per ownership category.
How big is Citizens Federal Savings And Loan Association?
Citizens Federal Savings And Loan Association holds $41 million in total assets, ranking 79th of 120 banks we track in Kentucky. It operates 1 branch.
Does Citizens Federal Savings And Loan Association have CFPB complaints?
No CFPB complaints against Citizens Federal Savings And Loan Association appear in our data over the analysis window, which is typical for a bank of this size.
Similar Banks
Financial data from FDIC call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.
