Farmers Bank And Trust Company is a bank based in Princeton, Kentucky, established in 1900, with $240 million in total assets across 4 branches. By Trust Grade it ranks 102nd of 120 banks we track in Kentucky. Its capital ratio of 7.3% trails most similarly sized banks (9th percentile), versus a Kentucky median of 9.6%. It was profitable over the most recent period, with a 1.48% return on assets. No consumer complaints against Farmers Bank And Trust Company appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.
How Farmers Bank And Trust Company compares to Kentucky peers
How we graded Farmers Bank And Trust Company
The Trust Grade blends financial strength with complaint history. Full methodology →
- Well-capitalized (7.3% capital ratio)
- Strongly profitable (ROA 1.48%)
- No CFPB complaints on record
Consumer complaints (CFPB)
No CFPB complaints are on file for Farmers Bank And Trust Company over the analysis window. For a smaller institution this is common and counts in its favor.
Branch locations (4)
- 111 W Washington St, Princeton, KY 42445
- Highway 62 West, Princeton, KY 42445
- 28 Commerce St., Eddyville, KY 42038
- 1039 College St, Bowling Green, KY 42101
Are deposits at Farmers Bank And Trust Company insured?
Yes. Farmers Bank And Trust Company is an FDIC-insured bank (FDIC certificate #2765). Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.
Farmers Bank And Trust Company: frequently asked questions
Is Farmers Bank And Trust Company a good bank?
Farmers Bank And Trust Company earns a Bankzia Trust Grade of B (88/100, "Strong"), based on a financial-strength score of 88/100 (it has no CFPB complaints on record). Well-capitalized (7.3% capital ratio); Strongly profitable (ROA 1.48%).
Is Farmers Bank And Trust Company FDIC-insured?
Yes. Farmers Bank And Trust Company is a FDIC-insured bank (FDIC certificate #2765). Deposits are protected up to the standard FDIC limit of $250,000 per depositor, per ownership category.
How big is Farmers Bank And Trust Company?
Farmers Bank And Trust Company holds $240 million in total assets, ranking 102nd of 120 banks we track in Kentucky. It operates 4 branches.
Does Farmers Bank And Trust Company have CFPB complaints?
No CFPB complaints against Farmers Bank And Trust Company appear in our data over the analysis window, which is typical for a bank of this size.
Similar Banks
Financial data from FDIC call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.
