The First National Bank Of Russell Springs is a bank based in Russell Springs, Kentucky, established in 1906, with $470 million in total assets across 3 branches. By Trust Grade it ranks 72nd of 120 banks we track in Kentucky. Its capital ratio of 8.8% trails most similarly sized banks (26th percentile), versus a Kentucky median of 9.6%. It was profitable over the most recent period, with a 1.29% return on assets. No consumer complaints against The First National Bank Of Russell Springs appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.
How The First National Bank Of Russell Springs compares to Kentucky peers
How we graded The First National Bank Of Russell Springs
The Trust Grade blends financial strength with complaint history. Full methodology →
- Well-capitalized (8.8% capital ratio)
- Strongly profitable (ROA 1.29%)
- No CFPB complaints on record
Consumer complaints (CFPB)
No CFPB complaints are on file for The First National Bank Of Russell Springs over the analysis window. For a smaller institution this is common and counts in its favor.
Branch locations (3)
- 36 W Steve Wariner Dr, Russell Springs, KY 42642
- Main And Wilson, Russell Springs, KY 42642
- Lakeway Drive And Highway 127, Russell Springs, KY 42642
Are deposits at The First National Bank Of Russell Springs insured?
Yes. The First National Bank Of Russell Springs is an FDIC-insured bank (FDIC certificate #2767). Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.
The First National Bank Of Russell Springs: frequently asked questions
Is The First National Bank Of Russell Springs a good bank?
The First National Bank Of Russell Springs earns a Bankzia Trust Grade of A (93/100, "Excellent"), based on a financial-strength score of 93/100 (it has no CFPB complaints on record). Well-capitalized (8.8% capital ratio); Strongly profitable (ROA 1.29%).
Is The First National Bank Of Russell Springs FDIC-insured?
Yes. The First National Bank Of Russell Springs is a FDIC-insured bank (FDIC certificate #2767). Deposits are protected up to the standard FDIC limit of $250,000 per depositor, per ownership category.
How big is The First National Bank Of Russell Springs?
The First National Bank Of Russell Springs holds $470 million in total assets, ranking 72nd of 120 banks we track in Kentucky. It operates 3 branches.
Does The First National Bank Of Russell Springs have CFPB complaints?
No CFPB complaints against The First National Bank Of Russell Springs appear in our data over the analysis window, which is typical for a bank of this size.
Similar Banks
Financial data from FDIC call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.
