First Community Bank Of The Heartland, Inc. is a bank based in Clinton, Kentucky, established in 1934, with $488 million in total assets across 11 branches. By Trust Grade it ranks 88th of 120 banks we track in Kentucky. Its capital ratio of 7.8% trails most similarly sized banks (13th percentile), versus a Kentucky median of 9.6%. It was profitable over the most recent period, with a 1.22% return on assets. No consumer complaints against First Community Bank Of The Heartland, Inc. appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.
How First Community Bank Of The Heartland, Inc. compares to Kentucky peers
How we graded First Community Bank Of The Heartland, Inc.
The Trust Grade blends financial strength with complaint history. Full methodology →
- Well-capitalized (7.8% capital ratio)
- Strongly profitable (ROA 1.22%)
- No CFPB complaints on record
Consumer complaints (CFPB)
No CFPB complaints are on file for First Community Bank Of The Heartland, Inc. over the analysis window. For a smaller institution this is common and counts in its favor.
Branch locations (11)
- 359 Court St, Wickliffe, KY 42087
- 10308 State Route 80 W, Fancy Farm, KY 42039
- 414 W Kentucky Dr, La Center, KY 42056
- 5475 Skyhawk Pkwy, Martin, TN 38237
- 8610 Highway 22, Dresden, TN 38225
- 111 Oxford St, Martin, TN 38237
- 602 Highway 51 By-Pass, Dyersburg, TN 38024
- 605 Broadway St, South Fulton, TN 38257
- 952 Kentucky Ave, Kevil, KY 42053
- 140 Mall Blvd, Dyersburg, TN 38024
- 114 E Jackson St, Clinton, KY 42031
Are deposits at First Community Bank Of The Heartland, Inc. insured?
Yes. First Community Bank Of The Heartland, Inc. is an FDIC-insured bank (FDIC certificate #14735). Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.
First Community Bank Of The Heartland, Inc.: frequently asked questions
Is First Community Bank Of The Heartland, Inc. a good bank?
First Community Bank Of The Heartland, Inc. earns a Bankzia Trust Grade of A (90/100, "Excellent"), based on a financial-strength score of 90/100 (it has no CFPB complaints on record). Well-capitalized (7.8% capital ratio); Strongly profitable (ROA 1.22%).
Is First Community Bank Of The Heartland, Inc. FDIC-insured?
Yes. First Community Bank Of The Heartland, Inc. is a FDIC-insured bank (FDIC certificate #14735). Deposits are protected up to the standard FDIC limit of $250,000 per depositor, per ownership category.
How big is First Community Bank Of The Heartland, Inc.?
First Community Bank Of The Heartland, Inc. holds $488 million in total assets, ranking 88th of 120 banks we track in Kentucky. It operates 11 branches.
Does First Community Bank Of The Heartland, Inc. have CFPB complaints?
No CFPB complaints against First Community Bank Of The Heartland, Inc. appear in our data over the analysis window, which is typical for a bank of this size.
Similar Banks
Financial data from FDIC call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.
