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Citizens Bank & Trust Company Of Vivian, Louisiana

Vivian, LA · Est. 1967 · Website ↗
B
Trust Grade
Strong
Score: 80/100

Citizens Bank & Trust Company Of Vivian, Louisiana is a bank based in Vivian, Louisiana, established in 1967, with $156 million in total assets across 7 branches. By Trust Grade it ranks 102nd of 105 banks we track in Louisiana. Its capital ratio of 6.4% trails most similarly sized banks (4th percentile), versus a Louisiana median of 10.9%. It was profitable over the most recent period, with a 0.35% return on assets. No consumer complaints against Citizens Bank & Trust Company Of Vivian, Louisiana appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.

Total assets
$155.8M
$100M–1B institution
Deposits
$143.2M
Branches
7
Capital ratio
6.4%
Bottom 4% of $100M–1B peers · Louisiana median 10.9%
Return on assets
0.4%
Bottom 9% of $100M–1B peers · Louisiana median 1.23%
Rank in Louisiana
#102
of 105 banks

How Citizens Bank & Trust Company Of Vivian, Louisiana compares to Louisiana peers

Capital ratio
Bottom 4% of $100M–1B peers
Citizens Bank
6.4%
Louisiana median
10.9%
Higher capital ratio = stronger financial cushion
Return on assets
Bottom 9% of $100M–1B peers
Citizens Bank
0.4%
Louisiana median
1.2%
Higher ROA = more profitable relative to asset base

How we graded Citizens Bank & Trust Company Of Vivian, Louisiana

The Trust Grade blends financial strength with complaint history. Full methodology →

Financial strength
80/100
Customer experience
n/a
Overall
B · 80
  • Well-capitalized (6.4% capital ratio)
  • Profitable (ROA 0.35%)
  • No CFPB complaints on record

Consumer complaints (CFPB)

No CFPB complaints are on file for Citizens Bank & Trust Company Of Vivian, Louisiana over the analysis window. For a smaller institution this is common and counts in its favor.

Branch locations (7)

  • 120 W Arkansas Ave, Vivian, LA 71082
  • 6330 Youree Dr, Shreveport, LA 71105
  • 5755 N Market St, Shreveport, LA 71107
  • 110 Highway 1, Oil City, LA 71061
  • 6425 Youree Dr, Shreveport, LA 71105
  • 4699 Highway 80, Haughton, LA 71037
  • 623 Kingston Road, Benton, LA 71006

Are deposits at Citizens Bank & Trust Company Of Vivian, Louisiana insured?

Yes. Citizens Bank & Trust Company Of Vivian, Louisiana is an FDIC-insured bank (FDIC certificate #19744). Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.

Citizens Bank & Trust Company Of Vivian, Louisiana: frequently asked questions

Is Citizens Bank & Trust Company Of Vivian, Louisiana a good bank?

Citizens Bank & Trust Company Of Vivian, Louisiana earns a Bankzia Trust Grade of B (80/100, "Strong"), based on a financial-strength score of 80/100 (it has no CFPB complaints on record). Well-capitalized (6.4% capital ratio); Profitable (ROA 0.35%).

Is Citizens Bank & Trust Company Of Vivian, Louisiana FDIC-insured?

Yes. Citizens Bank & Trust Company Of Vivian, Louisiana is a FDIC-insured bank (FDIC certificate #19744). Deposits are protected up to the standard FDIC limit of $250,000 per depositor, per ownership category.

How big is Citizens Bank & Trust Company Of Vivian, Louisiana?

Citizens Bank & Trust Company Of Vivian, Louisiana holds $156 million in total assets, ranking 102nd of 105 banks we track in Louisiana. It operates 7 branches.

Does Citizens Bank & Trust Company Of Vivian, Louisiana have CFPB complaints?

No CFPB complaints against Citizens Bank & Trust Company Of Vivian, Louisiana appear in our data over the analysis window, which is typical for a bank of this size.

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Financial data from FDIC call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.

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