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South Louisiana Bank

Houma, LA · Est. 1980 · Website ↗
A
Trust Grade
Excellent
Score: 98/100

South Louisiana Bank is a bank based in Houma, Louisiana, established in 1980, with $676 million in total assets across 10 branches. By Trust Grade it ranks 24th of 105 banks we track in Louisiana. Its capital ratio of 14.6% is stronger than 88% of similarly sized banks, versus a Louisiana median of 10.9%. It was profitable over the most recent period, with a 1.59% return on assets. No consumer complaints against South Louisiana Bank appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.

Total assets
$675.5M
$100M–1B institution
Deposits
$566.3M
Branches
10
Capital ratio
14.6%
Top 12% of $100M–1B peers · Louisiana median 10.9%
Return on assets
1.6%
Top 28% of $100M–1B peers · Louisiana median 1.23%
Rank in Louisiana
#24
of 105 banks

How South Louisiana Bank compares to Louisiana peers

Capital ratio
Top 12% of $100M–1B peers
South Louisiana
14.6%
Louisiana median
10.9%
Higher capital ratio = stronger financial cushion
Return on assets
Top 28% of $100M–1B peers
South Louisiana
1.6%
Louisiana median
1.2%
Higher ROA = more profitable relative to asset base

How we graded South Louisiana Bank

The Trust Grade blends financial strength with complaint history. Full methodology →

Financial strength
98/100
Customer experience
n/a
Overall
A · 98
  • Strongly capitalized (14.6% capital ratio)
  • Strongly profitable (ROA 1.59%)
  • No CFPB complaints on record

Consumer complaints (CFPB)

No CFPB complaints are on file for South Louisiana Bank over the analysis window. For a smaller institution this is common and counts in its favor.

Branch locations (10)

  • 1362 W Tunnel Blvd, Houma, LA 70360
  • 1308 Grand Caillou Rd, Houma, LA 70363
  • 6405 W Park Ave, Houma, LA 70364
  • 4343 Highway 24, Bourg, LA 70343
  • 3916 Highway 311, Houma, LA 70360
  • 2010 Bayou Blue Rd, Houma, LA 70364
  • 324 Settlers Trace Blvd Unit 1, Lafayette, LA 70508
  • 921 Canal Blvd, Thibodaux, LA 70301
  • 5379 Highland Rd, Baton Rouge, LA 70808
  • 3527 W. Pinhook Rd., Lafayette, LA 70508

Are deposits at South Louisiana Bank insured?

Yes. South Louisiana Bank is an FDIC-insured bank (FDIC certificate #23144). Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.

South Louisiana Bank: frequently asked questions

Is South Louisiana Bank a good bank?

South Louisiana Bank earns a Bankzia Trust Grade of A (98/100, "Excellent"), based on a financial-strength score of 98/100 (it has no CFPB complaints on record). Strongly capitalized (14.6% capital ratio); Strongly profitable (ROA 1.59%).

Is South Louisiana Bank FDIC-insured?

Yes. South Louisiana Bank is a FDIC-insured bank (FDIC certificate #23144). Deposits are protected up to the standard FDIC limit of $250,000 per depositor, per ownership category.

How big is South Louisiana Bank?

South Louisiana Bank holds $676 million in total assets, ranking 24th of 105 banks we track in Louisiana. It operates 10 branches.

Does South Louisiana Bank have CFPB complaints?

No CFPB complaints against South Louisiana Bank appear in our data over the analysis window, which is typical for a bank of this size.

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Financial data from FDIC call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.

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