Concordia Bank & Trust Company is a bank based in Vidalia, Louisiana, established in 1903, with $672 million in total assets across 9 branches. By Trust Grade it ranks 68th of 105 banks we track in Louisiana. Its capital ratio of 9.6% trails most similarly sized banks (40th percentile), versus a Louisiana median of 10.9%. It was profitable over the most recent period, with a 0.89% return on assets. No consumer complaints against Concordia Bank & Trust Company appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.
How Concordia Bank & Trust Company compares to Louisiana peers
How we graded Concordia Bank & Trust Company
The Trust Grade blends financial strength with complaint history. Full methodology →
- Strongly capitalized (9.6% capital ratio)
- Profitable (ROA 0.89%)
- No CFPB complaints on record
Consumer complaints (CFPB)
No CFPB complaints are on file for Concordia Bank & Trust Company over the analysis window. For a smaller institution this is common and counts in its favor.
Branch locations (9)
- 212 Ee Wallace Blvd N, Ferriday, LA 71334
- 6292 Highway 129, Monterey, LA 71354
- 45 Sargeant Road, Natchez, MS 39120
- 498 Main St, Woodville, MS 39669
- 516 Highway 61 N, Natchez, MS 39120
- 300 Main St, Natchez, MS 39120
- 904 Carter St, Vidalia, LA 71373
- 8200 Village Plaza Ct, Baton Rouge, LA 70810
- 5032 Perkins Rd, Baton Rouge, LA 70808
Are deposits at Concordia Bank & Trust Company insured?
Yes. Concordia Bank & Trust Company is an FDIC-insured bank (FDIC certificate #8527). Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.
Concordia Bank & Trust Company: frequently asked questions
Is Concordia Bank & Trust Company a good bank?
Concordia Bank & Trust Company earns a Bankzia Trust Grade of A (95/100, "Excellent"), based on a financial-strength score of 95/100 (it has no CFPB complaints on record). Strongly capitalized (9.6% capital ratio); Profitable (ROA 0.89%).
Is Concordia Bank & Trust Company FDIC-insured?
Yes. Concordia Bank & Trust Company is a FDIC-insured bank (FDIC certificate #8527). Deposits are protected up to the standard FDIC limit of $250,000 per depositor, per ownership category.
How big is Concordia Bank & Trust Company?
Concordia Bank & Trust Company holds $672 million in total assets, ranking 68th of 105 banks we track in Louisiana. It operates 9 branches.
Does Concordia Bank & Trust Company have CFPB complaints?
No CFPB complaints against Concordia Bank & Trust Company appear in our data over the analysis window, which is typical for a bank of this size.
Similar Banks
Financial data from FDIC call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.
