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The Bank

Jennings, LA · Est. 1997 · Website ↗
A
Trust Grade
Excellent
Score: 98/100

The Bank is a bank based in Jennings, Louisiana, established in 1997, with $451 million in total assets across 8 branches. By Trust Grade it ranks 32nd of 105 banks we track in Louisiana. Its capital ratio of 12.7% is stronger than 79% of similarly sized banks, versus a Louisiana median of 10.9%. It was profitable over the most recent period, with a 1.83% return on assets. No consumer complaints against The Bank appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.

Total assets
$451.4M
$100M–1B institution
Deposits
$386.1M
Branches
8
Capital ratio
12.7%
Top 21% of $100M–1B peers · Louisiana median 10.9%
Return on assets
1.8%
Top 18% of $100M–1B peers · Louisiana median 1.23%
Rank in Louisiana
#32
of 105 banks

How The Bank compares to Louisiana peers

Capital ratio
Top 21% of $100M–1B peers
The Bank
12.7%
Louisiana median
10.9%
Higher capital ratio = stronger financial cushion
Return on assets
Top 18% of $100M–1B peers
The Bank
1.8%
Louisiana median
1.2%
Higher ROA = more profitable relative to asset base

How we graded The Bank

The Trust Grade blends financial strength with complaint history. Full methodology →

Financial strength
98/100
Customer experience
n/a
Overall
A · 98
  • Strongly capitalized (12.7% capital ratio)
  • Strongly profitable (ROA 1.83%)
  • No CFPB complaints on record

Consumer complaints (CFPB)

No CFPB complaints are on file for The Bank over the analysis window. For a smaller institution this is common and counts in its favor.

Branch locations (8)

  • 114 N Thomson Ave, Iowa, LA 70647
  • 1304 N Cutting Ave, Jennings, LA 70546
  • 413 Saint Joseph Ave, Iota, LA 70543
  • 800 N Highway 26, Lake Arthur, LA 70549
  • 113 W Russell Ave, Welsh, LA 70591
  • 1304 N Cutting Ave, Jennings, LA 70546
  • 1012 The Blvd, Rayne, LA 70578
  • 1311 N Parkerson Ave, Crowley, LA 70526

Are deposits at The Bank insured?

Yes. The Bank is an FDIC-insured bank (FDIC certificate #34409). Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.

The Bank: frequently asked questions

Is The Bank a good bank?

The Bank earns a Bankzia Trust Grade of A (98/100, "Excellent"), based on a financial-strength score of 98/100 (it has no CFPB complaints on record). Strongly capitalized (12.7% capital ratio); Strongly profitable (ROA 1.83%).

Is The Bank FDIC-insured?

Yes. The Bank is a FDIC-insured bank (FDIC certificate #34409). Deposits are protected up to the standard FDIC limit of $250,000 per depositor, per ownership category.

How big is The Bank?

The Bank holds $451 million in total assets, ranking 32nd of 105 banks we track in Louisiana. It operates 8 branches.

Does The Bank have CFPB complaints?

No CFPB complaints against The Bank appear in our data over the analysis window, which is typical for a bank of this size.

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Financial data from FDIC call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.

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