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Community First Bank

New Iberia, LA · Est. 1999 · Website ↗
A
Trust Grade
Excellent
Score: 93/100

Community First Bank is a bank based in New Iberia, Louisiana, established in 1999, with $790 million in total assets across 9 branches. By Trust Grade it ranks 80th of 105 banks we track in Louisiana. Its capital ratio of 8.7% trails most similarly sized banks (25th percentile), versus a Louisiana median of 10.9%. It was profitable over the most recent period, with a 1.86% return on assets. No consumer complaints against Community First Bank appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.

Total assets
$790.2M
$100M–1B institution
Deposits
$718.5M
Branches
9
Capital ratio
8.7%
Bottom 25% of $100M–1B peers · Louisiana median 10.9%
Return on assets
1.9%
Top 16% of $100M–1B peers · Louisiana median 1.23%
Rank in Louisiana
#80
of 105 banks

How Community First Bank compares to Louisiana peers

Capital ratio
Bottom 25% of $100M–1B peers
Community First
8.7%
Louisiana median
10.9%
Higher capital ratio = stronger financial cushion
Return on assets
Top 16% of $100M–1B peers
Community First
1.9%
Louisiana median
1.2%
Higher ROA = more profitable relative to asset base

How we graded Community First Bank

The Trust Grade blends financial strength with complaint history. Full methodology →

Financial strength
93/100
Customer experience
n/a
Overall
A · 93
  • Well-capitalized (8.7% capital ratio)
  • Strongly profitable (ROA 1.86%)
  • No CFPB complaints on record

Consumer complaints (CFPB)

No CFPB complaints are on file for Community First Bank over the analysis window. For a smaller institution this is common and counts in its favor.

Branch locations (9)

  • 403 Emile Verret Rd, New Iberia, LA 70563
  • 801 Albertson Pkwy, Broussard, LA 70518
  • 2821 E Milton Ave, Youngsville, LA 70592
  • 1805 Rees St, Breaux Bridge, LA 70517
  • 302 N Main St, Loreauville, LA 70552
  • 2919 W Old Spanish Trl, New Iberia, LA 70560
  • 2300 N Main St, Saint Martinville, LA 70582
  • 2014 W Pinhook Rd, Lafayette, LA 70508
  • 1101 E Admiral Doyle Dr, New Iberia, LA 70560

Are deposits at Community First Bank insured?

Yes. Community First Bank is an FDIC-insured bank (FDIC certificate #35020). Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.

Community First Bank: frequently asked questions

Is Community First Bank a good bank?

Community First Bank earns a Bankzia Trust Grade of A (93/100, "Excellent"), based on a financial-strength score of 93/100 (it has no CFPB complaints on record). Well-capitalized (8.7% capital ratio); Strongly profitable (ROA 1.86%).

Is Community First Bank FDIC-insured?

Yes. Community First Bank is a FDIC-insured bank (FDIC certificate #35020). Deposits are protected up to the standard FDIC limit of $250,000 per depositor, per ownership category.

How big is Community First Bank?

Community First Bank holds $790 million in total assets, ranking 80th of 105 banks we track in Louisiana. It operates 9 branches.

Does Community First Bank have CFPB complaints?

No CFPB complaints against Community First Bank appear in our data over the analysis window, which is typical for a bank of this size.

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Financial data from FDIC call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.

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