Catalyst Bank is a bank based in Opelousas, Louisiana, established in 1922, with $285 million in total assets across 6 branches. By Trust Grade it ranks 55th of 105 banks we track in Louisiana. Its capital ratio of 25.9% is stronger than 99% of similarly sized banks, versus a Louisiana median of 10.9%. It was profitable over the most recent period, with a 0.94% return on assets. No consumer complaints against Catalyst Bank appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.
How Catalyst Bank compares to Louisiana peers
How we graded Catalyst Bank
The Trust Grade blends financial strength with complaint history. Full methodology →
- Strongly capitalized (25.9% capital ratio)
- Profitable (ROA 0.94%)
- No CFPB complaints on record
Consumer complaints (CFPB)
No CFPB complaints are on file for Catalyst Bank over the analysis window. For a smaller institution this is common and counts in its favor.
Branch locations (6)
- 840 E Laurel Ave, Eunice, LA 70535
- 341 Saizan Ave, Port Barre, LA 70577
- 235 N Court St, Opelousas, LA 70570
- 231 Harry Guilbeau Rd, Opelousas, LA 70570
- 800 Veterans Dr, Carencro, LA 70520
- 914 S College Rd, Lafayette, LA 70503
Are deposits at Catalyst Bank insured?
Yes. Catalyst Bank is an FDIC-insured bank (FDIC certificate #29804). Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.
Catalyst Bank: frequently asked questions
Is Catalyst Bank a good bank?
Catalyst Bank earns a Bankzia Trust Grade of A (97/100, "Excellent"), based on a financial-strength score of 97/100 (it has no CFPB complaints on record). Strongly capitalized (25.9% capital ratio); Profitable (ROA 0.94%).
Is Catalyst Bank FDIC-insured?
Yes. Catalyst Bank is a FDIC-insured bank (FDIC certificate #29804). Deposits are protected up to the standard FDIC limit of $250,000 per depositor, per ownership category.
How big is Catalyst Bank?
Catalyst Bank holds $285 million in total assets, ranking 55th of 105 banks we track in Louisiana. It operates 6 branches.
Does Catalyst Bank have CFPB complaints?
No CFPB complaints against Catalyst Bank appear in our data over the analysis window, which is typical for a bank of this size.
Similar Banks
Financial data from FDIC call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.
