Rayne State Bank & Trust Company is a bank based in Rayne, Louisiana, established in 1943, with $574 million in total assets across 7 branches. By Trust Grade it ranks 72nd of 105 banks we track in Louisiana. Its capital ratio of 9.0% trails most similarly sized banks (30th percentile), versus a Louisiana median of 10.9%. It was profitable over the most recent period, with a 1.93% return on assets. No consumer complaints against Rayne State Bank & Trust Company appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.
How Rayne State Bank & Trust Company compares to Louisiana peers
How we graded Rayne State Bank & Trust Company
The Trust Grade blends financial strength with complaint history. Full methodology →
- Strongly capitalized (9.0% capital ratio)
- Strongly profitable (ROA 1.93%)
- No CFPB complaints on record
Consumer complaints (CFPB)
No CFPB complaints are on file for Rayne State Bank & Trust Company over the analysis window. For a smaller institution this is common and counts in its favor.
Branch locations (7)
- 200 S Adams Ave, Rayne, LA 70578
- 410 W University Ave, Lafayette, LA 70506
- 200 Gabriels Aly, Rayne, LA 70578
- 410 Kaliste Saloom Rd, Lafayette, LA 70508
- 4200 N University Ave, Carencro, LA 70520
- 741.5 South Main Street, Church Point, LA 70525
- 503 Guilbeau Rd, Lafayette, LA 70506
Are deposits at Rayne State Bank & Trust Company insured?
Yes. Rayne State Bank & Trust Company is an FDIC-insured bank (FDIC certificate #16075). Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.
Rayne State Bank & Trust Company: frequently asked questions
Is Rayne State Bank & Trust Company a good bank?
Rayne State Bank & Trust Company earns a Bankzia Trust Grade of A (94/100, "Excellent"), based on a financial-strength score of 94/100 (it has no CFPB complaints on record). Strongly capitalized (9.0% capital ratio); Strongly profitable (ROA 1.93%).
Is Rayne State Bank & Trust Company FDIC-insured?
Yes. Rayne State Bank & Trust Company is a FDIC-insured bank (FDIC certificate #16075). Deposits are protected up to the standard FDIC limit of $250,000 per depositor, per ownership category.
How big is Rayne State Bank & Trust Company?
Rayne State Bank & Trust Company holds $574 million in total assets, ranking 72nd of 105 banks we track in Louisiana. It operates 7 branches.
Does Rayne State Bank & Trust Company have CFPB complaints?
No CFPB complaints against Rayne State Bank & Trust Company appear in our data over the analysis window, which is typical for a bank of this size.
Similar Banks
Financial data from FDIC call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.
