Skip to main content
bank

Simmesport State Bank

Simmesport, LA · Est. 1956 · Website ↗
A
Trust Grade
Excellent
Score: 98/100

Simmesport State Bank is a bank based in Simmesport, Louisiana, established in 1956, with $202 million in total assets across 2 branches. By Trust Grade it ranks 15th of 105 banks we track in Louisiana. Its capital ratio of 12.0% is stronger than 73% of similarly sized banks, versus a Louisiana median of 10.9%. It was profitable over the most recent period, with a 1.29% return on assets. No consumer complaints against Simmesport State Bank appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.

Total assets
$201.6M
$100M–1B institution
Deposits
$176.8M
Branches
2
Capital ratio
12.0%
Top 27% of $100M–1B peers · Louisiana median 10.9%
Return on assets
1.3%
Top 45% of $100M–1B peers · Louisiana median 1.23%
Rank in Louisiana
#15
of 105 banks

How Simmesport State Bank compares to Louisiana peers

Capital ratio
Top 27% of $100M–1B peers
Simmesport State
12.0%
Louisiana median
10.9%
Higher capital ratio = stronger financial cushion
Return on assets
Top 45% of $100M–1B peers
Simmesport State
1.3%
Louisiana median
1.2%
Higher ROA = more profitable relative to asset base

How we graded Simmesport State Bank

The Trust Grade blends financial strength with complaint history. Full methodology →

Financial strength
98/100
Customer experience
n/a
Overall
A · 98
  • Strongly capitalized (12.0% capital ratio)
  • Strongly profitable (ROA 1.29%)
  • No CFPB complaints on record

Consumer complaints (CFPB)

No CFPB complaints are on file for Simmesport State Bank over the analysis window. For a smaller institution this is common and counts in its favor.

Branch locations (2)

  • 16495 Highway 1, Simmesport, LA 71369
  • 7332 Highway 1, Mansura, LA 71350

Are deposits at Simmesport State Bank insured?

Yes. Simmesport State Bank is an FDIC-insured bank (FDIC certificate #17587). Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.

Simmesport State Bank: frequently asked questions

Is Simmesport State Bank a good bank?

Simmesport State Bank earns a Bankzia Trust Grade of A (98/100, "Excellent"), based on a financial-strength score of 98/100 (it has no CFPB complaints on record). Strongly capitalized (12.0% capital ratio); Strongly profitable (ROA 1.29%).

Is Simmesport State Bank FDIC-insured?

Yes. Simmesport State Bank is a FDIC-insured bank (FDIC certificate #17587). Deposits are protected up to the standard FDIC limit of $250,000 per depositor, per ownership category.

How big is Simmesport State Bank?

Simmesport State Bank holds $202 million in total assets, ranking 15th of 105 banks we track in Louisiana. It operates 2 branches.

Does Simmesport State Bank have CFPB complaints?

No CFPB complaints against Simmesport State Bank appear in our data over the analysis window, which is typical for a bank of this size.

Similar Banks

Anthem Bank & Trust
bank · Plaquemine, LA · $199M assets
Bank Of Sunset And Trust Company
bank · Sunset, LA · $196M assets
Citizens Bank & Trust Company
bank · Covington, LA · $188M assets
Tensas State Bank
bank · Newellton, LA · $185M assets
Exchange Bank And Trust Company, Natchitoches, Louisiana
bank · Natchitoches, LA · $221M assets
Plaquemine Bank & Trust Company
bank · Plaquemine, LA · $222M assets

Financial data from FDIC call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.

From the Blog

View all guides →