Skip to main content
bank

Exchange Bank And Trust Company, Natchitoches, Louisiana

Natchitoches, LA · Est. 1892 · Website ↗
A
Trust Grade
Excellent
Score: 94/100

Exchange Bank And Trust Company, Natchitoches, Louisiana is a bank based in Natchitoches, Louisiana, established in 1892, with $221 million in total assets across 4 branches. By Trust Grade it ranks 70th of 105 banks we track in Louisiana. Its capital ratio of 9.0% trails most similarly sized banks (30th percentile), versus a Louisiana median of 10.9%. It was profitable over the most recent period, with a 2.30% return on assets. No consumer complaints against Exchange Bank And Trust Company, Natchitoches, Louisiana appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.

Total assets
$221.0M
$100M–1B institution
Deposits
$200.5M
Branches
4
Capital ratio
9.0%
Bottom 30% of $100M–1B peers · Louisiana median 10.9%
Return on assets
2.3%
Top 7% of $100M–1B peers · Louisiana median 1.23%
Rank in Louisiana
#70
of 105 banks

How Exchange Bank And Trust Company, Natchitoches, Louisiana compares to Louisiana peers

Capital ratio
Bottom 30% of $100M–1B peers
Exchange Bank
9.0%
Louisiana median
10.9%
Higher capital ratio = stronger financial cushion
Return on assets
Top 7% of $100M–1B peers
Exchange Bank
2.3%
Louisiana median
1.2%
Higher ROA = more profitable relative to asset base

How we graded Exchange Bank And Trust Company, Natchitoches, Louisiana

The Trust Grade blends financial strength with complaint history. Full methodology →

Financial strength
94/100
Customer experience
n/a
Overall
A · 94
  • Strongly capitalized (9.0% capital ratio)
  • Strongly profitable (ROA 2.30%)
  • No CFPB complaints on record

Consumer complaints (CFPB)

No CFPB complaints are on file for Exchange Bank And Trust Company, Natchitoches, Louisiana over the analysis window. For a smaller institution this is common and counts in its favor.

Branch locations (4)

  • 104 Highway 1 S, Natchitoches, LA 71457
  • 3580 Highway 28 E, Pineville, LA 71360
  • 3580 Hwy 28e, Pineville, LA 71360
  • 700 Front St, Natchitoches, LA 71457

Are deposits at Exchange Bank And Trust Company, Natchitoches, Louisiana insured?

Yes. Exchange Bank And Trust Company, Natchitoches, Louisiana is an FDIC-insured bank (FDIC certificate #10528). Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.

Exchange Bank And Trust Company, Natchitoches, Louisiana: frequently asked questions

Is Exchange Bank And Trust Company, Natchitoches, Louisiana a good bank?

Exchange Bank And Trust Company, Natchitoches, Louisiana earns a Bankzia Trust Grade of A (94/100, "Excellent"), based on a financial-strength score of 94/100 (it has no CFPB complaints on record). Strongly capitalized (9.0% capital ratio); Strongly profitable (ROA 2.30%).

Is Exchange Bank And Trust Company, Natchitoches, Louisiana FDIC-insured?

Yes. Exchange Bank And Trust Company, Natchitoches, Louisiana is a FDIC-insured bank (FDIC certificate #10528). Deposits are protected up to the standard FDIC limit of $250,000 per depositor, per ownership category.

How big is Exchange Bank And Trust Company, Natchitoches, Louisiana?

Exchange Bank And Trust Company, Natchitoches, Louisiana holds $221 million in total assets, ranking 70th of 105 banks we track in Louisiana. It operates 4 branches.

Does Exchange Bank And Trust Company, Natchitoches, Louisiana have CFPB complaints?

No CFPB complaints against Exchange Bank And Trust Company, Natchitoches, Louisiana appear in our data over the analysis window, which is typical for a bank of this size.

Similar Banks

Plaquemine Bank & Trust Company
bank · Plaquemine, LA · $222M assets
Franklin State Bank & Trust Company
bank · Winnsboro, LA · $227M assets
Landmark Bank
bank · Clinton, LA · $233M assets
First National Bank Usa
bank · Boutte, LA · $240M assets
Marion State Bank
bank · Marion, LA · $240M assets
Simmesport State Bank
bank · Simmesport, LA · $202M assets

Financial data from FDIC call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.

From the Blog

View all guides →