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Bar Harbor Savings And Loan Association

Bar Harbor, ME · Est. 1902 · Website ↗
A
Trust Grade
Excellent
Score: 93/100

Bar Harbor Savings And Loan Association is a bank based in Bar Harbor, Maine, established in 1902, with $102 million in total assets across 1 branch. By Trust Grade it ranks 16th of 22 banks we track in Maine. Its capital ratio of 11.7% is stronger than 71% of similarly sized banks, versus a Maine median of 10.5%. It was profitable over the most recent period, with a 0.39% return on assets. No consumer complaints against Bar Harbor Savings And Loan Association appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.

Total assets
$101.6M
$100M–1B institution
Deposits
$74.0M
Branches
1
Capital ratio
11.7%
Top 29% of $100M–1B peers · Maine median 10.5%
Return on assets
0.4%
Bottom 11% of $100M–1B peers · Maine median 0.88%
Rank in Maine
#16
of 22 banks

How Bar Harbor Savings And Loan Association compares to Maine peers

Capital ratio
Top 29% of $100M–1B peers
Bar Harbor
11.7%
Maine median
10.5%
Higher capital ratio = stronger financial cushion
Return on assets
Bottom 11% of $100M–1B peers
Bar Harbor
0.4%
Maine median
0.9%
Higher ROA = more profitable relative to asset base

How we graded Bar Harbor Savings And Loan Association

The Trust Grade blends financial strength with complaint history. Full methodology →

Financial strength
93/100
Customer experience
n/a
Overall
A · 93
  • Strongly capitalized (11.7% capital ratio)
  • Profitable (ROA 0.39%)
  • No CFPB complaints on record

Consumer complaints (CFPB)

No CFPB complaints are on file for Bar Harbor Savings And Loan Association over the analysis window. For a smaller institution this is common and counts in its favor.

Branch locations (1)

  • 103 Main St, Bar Harbor, ME 04609

Are deposits at Bar Harbor Savings And Loan Association insured?

Yes. Bar Harbor Savings And Loan Association is an FDIC-insured bank (FDIC certificate #30878). Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.

Bar Harbor Savings And Loan Association: frequently asked questions

Is Bar Harbor Savings And Loan Association a good bank?

Bar Harbor Savings And Loan Association earns a Bankzia Trust Grade of A (93/100, "Excellent"), based on a financial-strength score of 93/100 (it has no CFPB complaints on record). Strongly capitalized (11.7% capital ratio); Profitable (ROA 0.39%).

Is Bar Harbor Savings And Loan Association FDIC-insured?

Yes. Bar Harbor Savings And Loan Association is a FDIC-insured bank (FDIC certificate #30878). Deposits are protected up to the standard FDIC limit of $250,000 per depositor, per ownership category.

How big is Bar Harbor Savings And Loan Association?

Bar Harbor Savings And Loan Association holds $102 million in total assets, ranking 16th of 22 banks we track in Maine. It operates 1 branch.

Does Bar Harbor Savings And Loan Association have CFPB complaints?

No CFPB complaints against Bar Harbor Savings And Loan Association appear in our data over the analysis window, which is typical for a bank of this size.

Similar Banks

Auburn Savings Bank, Fsb
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Rockland Savings Bank, Fsb
bank · Rockland, ME · $93M assets
First Federal Savings And Loan Association Of Bath
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Aroostook County Federal Savings And Loan Association
bank · Caribou, ME · $204M assets
Franklin Savings Bank
bank · Farmington, ME · $765M assets
Skowhegan Savings Bank
bank · Skowhegan, ME · $843M assets

Financial data from FDIC call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.

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