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Aroostook County Federal Savings And Loan Association

Caribou, ME · Est. 1936 · Website ↗
A
Trust Grade
Excellent
Score: 97/100

Aroostook County Federal Savings And Loan Association is a bank based in Caribou, Maine, established in 1936, with $204 million in total assets across 2 branches. By Trust Grade it ranks 9th of 22 banks we track in Maine. Its capital ratio of 10.1% trails most similarly sized banks (49th percentile), versus a Maine median of 10.5%. It was profitable over the most recent period, with a 0.90% return on assets. No consumer complaints against Aroostook County Federal Savings And Loan Association appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.

Total assets
$204.3M
$100M–1B institution
Deposits
$176.7M
Branches
2
Capital ratio
10.1%
Bottom 49% of $100M–1B peers · Maine median 10.5%
Return on assets
0.9%
Bottom 32% of $100M–1B peers · Maine median 0.88%
Rank in Maine
#9
of 22 banks

How Aroostook County Federal Savings And Loan Association compares to Maine peers

Capital ratio
Bottom 49% of $100M–1B peers
Aroostook County
10.1%
Maine median
10.5%
Higher capital ratio = stronger financial cushion
Return on assets
Bottom 32% of $100M–1B peers
Aroostook County
0.9%
Maine median
0.9%
Higher ROA = more profitable relative to asset base

How we graded Aroostook County Federal Savings And Loan Association

The Trust Grade blends financial strength with complaint history. Full methodology →

Financial strength
97/100
Customer experience
n/a
Overall
A · 97
  • Strongly capitalized (10.1% capital ratio)
  • Profitable (ROA 0.90%)
  • No CFPB complaints on record

Consumer complaints (CFPB)

No CFPB complaints are on file for Aroostook County Federal Savings And Loan Association over the analysis window. For a smaller institution this is common and counts in its favor.

Branch locations (2)

  • 364 Main St, Presque Isle, ME 04769
  • 43 High St, Caribou, ME 04736

Are deposits at Aroostook County Federal Savings And Loan Association insured?

Yes. Aroostook County Federal Savings And Loan Association is an FDIC-insured bank (FDIC certificate #29743). Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.

Aroostook County Federal Savings And Loan Association: frequently asked questions

Is Aroostook County Federal Savings And Loan Association a good bank?

Aroostook County Federal Savings And Loan Association earns a Bankzia Trust Grade of A (97/100, "Excellent"), based on a financial-strength score of 97/100 (it has no CFPB complaints on record). Strongly capitalized (10.1% capital ratio); Profitable (ROA 0.90%).

Is Aroostook County Federal Savings And Loan Association FDIC-insured?

Yes. Aroostook County Federal Savings And Loan Association is a FDIC-insured bank (FDIC certificate #29743). Deposits are protected up to the standard FDIC limit of $250,000 per depositor, per ownership category.

How big is Aroostook County Federal Savings And Loan Association?

Aroostook County Federal Savings And Loan Association holds $204 million in total assets, ranking 9th of 22 banks we track in Maine. It operates 2 branches.

Does Aroostook County Federal Savings And Loan Association have CFPB complaints?

No CFPB complaints against Aroostook County Federal Savings And Loan Association appear in our data over the analysis window, which is typical for a bank of this size.

Similar Banks

First Federal Savings And Loan Association Of Bath
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bank · Auburn, ME · $102M assets
Bar Harbor Savings And Loan Association
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Rockland Savings Bank, Fsb
bank · Rockland, ME · $93M assets
Franklin Savings Bank
bank · Farmington, ME · $765M assets
Skowhegan Savings Bank
bank · Skowhegan, ME · $843M assets

Financial data from FDIC call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.

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