First Federal Savings And Loan Association Of Bath is a bank based in Bath, Maine, established in 1935, with $187 million in total assets across 5 branches. By Trust Grade it ranks 14th of 22 banks we track in Maine. Its capital ratio of 15.3% is stronger than 91% of similarly sized banks, versus a Maine median of 10.5%. It was profitable over the most recent period, with a 0.56% return on assets. No consumer complaints against First Federal Savings And Loan Association Of Bath appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.
How First Federal Savings And Loan Association Of Bath compares to Maine peers
How we graded First Federal Savings And Loan Association Of Bath
The Trust Grade blends financial strength with complaint history. Full methodology →
- Strongly capitalized (15.3% capital ratio)
- Profitable (ROA 0.56%)
- No CFPB complaints on record
Consumer complaints (CFPB)
No CFPB complaints are on file for First Federal Savings And Loan Association Of Bath over the analysis window. For a smaller institution this is common and counts in its favor.
Branch locations (5)
- 41 Townsend Ave, Boothbay Harbor, ME 04538
- 238 Main St, Damariscotta, ME 04543
- 45 Congress Ave, Bath, ME 04530
- 125 Front St, Bath, ME 04530
- 695 Bath Rd, Wiscasset, ME 04578
Are deposits at First Federal Savings And Loan Association Of Bath insured?
Yes. First Federal Savings And Loan Association Of Bath is an FDIC-insured bank (FDIC certificate #29636). Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.
First Federal Savings And Loan Association Of Bath: frequently asked questions
Is First Federal Savings And Loan Association Of Bath a good bank?
First Federal Savings And Loan Association Of Bath earns a Bankzia Trust Grade of A (94/100, "Excellent"), based on a financial-strength score of 94/100 (it has no CFPB complaints on record). Strongly capitalized (15.3% capital ratio); Profitable (ROA 0.56%).
Is First Federal Savings And Loan Association Of Bath FDIC-insured?
Yes. First Federal Savings And Loan Association Of Bath is a FDIC-insured bank (FDIC certificate #29636). Deposits are protected up to the standard FDIC limit of $250,000 per depositor, per ownership category.
How big is First Federal Savings And Loan Association Of Bath?
First Federal Savings And Loan Association Of Bath holds $187 million in total assets, ranking 14th of 22 banks we track in Maine. It operates 5 branches.
Does First Federal Savings And Loan Association Of Bath have CFPB complaints?
No CFPB complaints against First Federal Savings And Loan Association Of Bath appear in our data over the analysis window, which is typical for a bank of this size.
Similar Banks
Financial data from FDIC call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.
