Presidential Bank, Fsb is a bank based in Bethesda, Maryland, established in 1985, with $1.0 billion in total assets across 11 branches. By Trust Grade it ranks 26th of 28 banks we track in Maryland. Its capital ratio of 8.9% trails most similarly sized banks (21th percentile), versus a Maryland median of 11.3%. It was profitable over the most recent period, with a 0.13% return on assets. No consumer complaints against Presidential Bank, Fsb appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.
How Presidential Bank, Fsb compares to Maryland peers
How we graded Presidential Bank, Fsb
The Trust Grade blends financial strength with complaint history. Full methodology →
- Well-capitalized (8.9% capital ratio)
- Profitable (ROA 0.13%)
- No CFPB complaints on record
Consumer complaints (CFPB)
No CFPB complaints are on file for Presidential Bank, Fsb over the analysis window. For a smaller institution this is common and counts in its favor.
Branch locations (11)
- 1660 K St Nw, Washington, DC 20006
- 1515 Wilson Blvd, Arlington, VA 22209
- 11640 Rockville Pike, Rockville, MD 20852
- 6707 Old Dominion Dr, Mclean, VA 22101
- 901 N Stuart St, Arlington, VA 22203
- 11211 Reston Station Blvd, Reston, VA 20190
- 8150 Leesburg Pike, Vienna, VA 22182
- 4520 East West Hwy, Bethesda, MD 20814
- 21 Catoctin Cir Se, Leesburg, VA 20175
- 4520 East West Hwy, Bethesda, MD 20814
- 14 W Patrick St, Frederick, MD 21701
Are deposits at Presidential Bank, Fsb insured?
Yes. Presidential Bank, Fsb is an FDIC-insured bank (FDIC certificate #32363). Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.
Presidential Bank, Fsb: frequently asked questions
Is Presidential Bank, Fsb a good bank?
Presidential Bank, Fsb earns a Bankzia Trust Grade of B (87/100, "Strong"), based on a financial-strength score of 87/100 (it has no CFPB complaints on record). Well-capitalized (8.9% capital ratio); Profitable (ROA 0.13%).
Is Presidential Bank, Fsb FDIC-insured?
Yes. Presidential Bank, Fsb is a FDIC-insured bank (FDIC certificate #32363). Deposits are protected up to the standard FDIC limit of $250,000 per depositor, per ownership category.
How big is Presidential Bank, Fsb?
Presidential Bank, Fsb holds $1.0 billion in total assets, ranking 26th of 28 banks we track in Maryland. It operates 11 branches.
Does Presidential Bank, Fsb have CFPB complaints?
No CFPB complaints against Presidential Bank, Fsb appear in our data over the analysis window, which is typical for a bank of this size.
Similar Banks
Financial data from FDIC call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.
