Capital Bank, National Association is a bank based in Rockville, Maryland, established in 1999, with $3.8 billion in total assets across 8 branches. By Trust Grade it ranks 20th of 28 banks we track in Maryland. Its capital ratio of 9.1% trails most similarly sized banks (24th percentile), versus a Maryland median of 11.3%. It was profitable over the most recent period, with a 1.16% return on assets. No consumer complaints against Capital Bank, National Association appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.
How Capital Bank, National Association compares to Maryland peers
How we graded Capital Bank, National Association
The Trust Grade blends financial strength with complaint history. Full methodology →
- Strongly capitalized (9.1% capital ratio)
- Strongly profitable (ROA 1.16%)
- No CFPB complaints on record
Consumer complaints (CFPB)
No CFPB complaints are on file for Capital Bank, National Association over the analysis window. For a smaller institution this is common and counts in its favor.
Branch locations (8)
- 7820 W 26th St, North Riverside, IL 60546
- 1400 W St Nw, Washington, DC 20009
- 6711 Columbia Gateway Dr, Columbia, MD 21046
- 1900 Campus Commons Drive, Suite 103, Reston, VA 20191
- 1 Church St, Rockville, MD 20850
- 550 South Andrews Avenue, Suite 640, Fort Lauderdale, FL 33301
- 8450 Falls Of Neuse Road, Raleigh, NC 27615
- 2275 Research Blvd, Rockville, MD 20850
Are deposits at Capital Bank, National Association insured?
Yes. Capital Bank, National Association is an FDIC-insured bank (FDIC certificate #35278). Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.
Capital Bank, National Association: frequently asked questions
Is Capital Bank, National Association a good bank?
Capital Bank, National Association earns a Bankzia Trust Grade of A (94/100, "Excellent"), based on a financial-strength score of 94/100 (it has no CFPB complaints on record). Strongly capitalized (9.1% capital ratio); Strongly profitable (ROA 1.16%).
Is Capital Bank, National Association FDIC-insured?
Yes. Capital Bank, National Association is a FDIC-insured bank (FDIC certificate #35278). Deposits are protected up to the standard FDIC limit of $250,000 per depositor, per ownership category.
How big is Capital Bank, National Association?
Capital Bank, National Association holds $3.8 billion in total assets, ranking 20th of 28 banks we track in Maryland. It operates 8 branches.
Does Capital Bank, National Association have CFPB complaints?
No CFPB complaints against Capital Bank, National Association appear in our data over the analysis window, which is typical for a bank of this size.
Similar Banks
Financial data from FDIC call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.