Rollstone Bank & Trust is a bank based in Fitchburg, Massachusetts, established in 1846, with $836 million in total assets across 8 branches. By Trust Grade it ranks 79th of 91 banks we track in Massachusetts. Its capital ratio of 8.3% trails most similarly sized banks (19th percentile), versus a Massachusetts median of 10.2%. It was profitable over the most recent period, with a 0.07% return on assets. No consumer complaints against Rollstone Bank & Trust appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.
How Rollstone Bank & Trust compares to Massachusetts peers
How we graded Rollstone Bank & Trust
The Trust Grade blends financial strength with complaint history. Full methodology →
- Well-capitalized (8.3% capital ratio)
- Profitable (ROA 0.07%)
- No CFPB complaints on record
Consumer complaints (CFPB)
No CFPB complaints are on file for Rollstone Bank & Trust over the analysis window. For a smaller institution this is common and counts in its favor.
Branch locations (8)
- 780 Main St, Fitchburg, MA 01420
- 519 Electric Ave, Fitchburg, MA 01420
- 486 John Fitch Hwy, Fitchburg, MA 01420
- 283 Ayer Rd, Harvard, MA 01451
- 225 Main St, Townsend, MA 01469
- 721 Central St, Leominster, MA 01453
- 24 Monument Sq, Leominster, MA 01453
- 788 Boston Rd, Groton, MA 01450
Are deposits at Rollstone Bank & Trust insured?
Yes. Rollstone Bank & Trust is an FDIC-insured bank (FDIC certificate #17797). Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.
Rollstone Bank & Trust: frequently asked questions
Is Rollstone Bank & Trust a good bank?
Rollstone Bank & Trust earns a Bankzia Trust Grade of B (85/100, "Strong"), based on a financial-strength score of 85/100 (it has no CFPB complaints on record). Well-capitalized (8.3% capital ratio); Profitable (ROA 0.07%).
Is Rollstone Bank & Trust FDIC-insured?
Yes. Rollstone Bank & Trust is a FDIC-insured bank (FDIC certificate #17797). Deposits are protected up to the standard FDIC limit of $250,000 per depositor, per ownership category.
How big is Rollstone Bank & Trust?
Rollstone Bank & Trust holds $836 million in total assets, ranking 79th of 91 banks we track in Massachusetts. It operates 8 branches.
Does Rollstone Bank & Trust have CFPB complaints?
No CFPB complaints against Rollstone Bank & Trust appear in our data over the analysis window, which is typical for a bank of this size.
Similar Banks
Financial data from FDIC call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.
