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Savers Co-Operative Bank

Southbridge, MA · Est. 1910 · Website ↗
95/ 100
Trust Grade
Excellent
95 out of 100

Savers Co-Operative Bank is a bank based in Southbridge, Massachusetts, established in 1910, with $798 million in total assets across 7 branches. By Trust Grade it ranks 27th of 91 banks we track in Massachusetts. Its capital ratio of 10.1% is stronger than 50% of similarly sized banks, versus a Massachusetts median of 10.2%. It was profitable over the most recent period, with a 0.62% return on assets. No consumer complaints against Savers Co-Operative Bank appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.

Total assets
$797.8M
$100M–1B institution
Deposits
$568.7M
Branches
7
Capital ratio
10.1%
Top 50% of $100M–1B peers · Massachusetts median 10.2%
Return on assets
0.6%
Bottom 17% of $100M–1B peers · Massachusetts median 0.53%
Rank in Massachusetts
#27
of 91 banks

How Savers Co-Operative Bank compares to Massachusetts peers

Capital ratio
Top 50% of $100M–1B peers
Savers Co-Operative
10.1%
Massachusetts median
10.2%
Higher capital ratio = stronger financial cushion
Return on assets
Bottom 17% of $100M–1B peers
Savers Co-Operative
0.6%
Massachusetts median
0.5%
Higher ROA = more profitable relative to asset base

How we graded Savers Co-Operative Bank

The Trust Grade blends financial strength with complaint history. Full methodology →

Financial strength
95/100
Customer experience
n/a
Overall
95/100
  • Strongly capitalized (10.1% capital ratio)
  • Profitable (ROA 0.62%)
  • No CFPB complaints on record

The Trust Grade is Bankzia’s independent, documented opinion computed from public FDIC/NCUA/CFPB data — not an official rating, and not a statement about the safety of insured deposits. Report a data error or dispute this grade →

Consumer complaints (CFPB)

No CFPB complaints are on file for Savers Co-Operative Bank over the analysis window. For a smaller institution this is common and counts in its favor.

Branch locations (7)

  • 38 Auburn St, Auburn, MA 01501
  • 6 N Main St, Uxbridge, MA 01569
  • 96 Worcester St, North Grafton, MA 01536
  • 35 Trolley Crossing Rd, Charlton, MA 01507
  • 55 Main St, Sturbridge, MA 01566
  • 270 Main St, Southbridge, MA 01550
  • 43 Foster St, Southbridge, MA 01550

Are deposits at Savers Co-Operative Bank insured?

Yes. Savers Co-Operative Bank is an FDIC-insured bank (FDIC certificate #26455). Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.

Savers Co-Operative Bank: frequently asked questions

Is Savers Co-Operative Bank a good bank?

Savers Co-Operative Bank earns a Bankzia Trust Grade of A (95/100, "Excellent"), based on a financial-strength score of 95/100 (it has no CFPB complaints on record). Strongly capitalized (10.1% capital ratio); Profitable (ROA 0.62%).

Is Savers Co-Operative Bank FDIC-insured?

Yes. Savers Co-Operative Bank is a FDIC-insured bank (FDIC certificate #26455). Deposits are protected up to the standard FDIC limit of $250,000 per depositor, per ownership category.

How big is Savers Co-Operative Bank?

Savers Co-Operative Bank holds $798 million in total assets, ranking 27th of 91 banks we track in Massachusetts. It operates 7 branches.

Does Savers Co-Operative Bank have CFPB complaints?

No CFPB complaints against Savers Co-Operative Bank appear in our data over the analysis window, which is typical for a bank of this size.

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Financial data from FDIC call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.

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