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Greenfield Savings Bank

Greenfield, MA · Est. 1869 · Website ↗
A
Trust Grade
Excellent
Score: 92/100

Greenfield Savings Bank is a bank based in Greenfield, Massachusetts, established in 1869, with $1.5 billion in total assets across 8 branches. By Trust Grade it ranks 54th of 91 banks we track in Massachusetts. Its capital ratio of 9.2% trails most similarly sized banks (28th percentile), versus a Massachusetts median of 10.2%. It was profitable over the most recent period, with a 0.58% return on assets. No consumer complaints against Greenfield Savings Bank appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.

Total assets
$1.5B
$1B–10B institution
Deposits
$1.2B
Branches
8
Capital ratio
9.2%
Bottom 28% of $1B–10B peers · Massachusetts median 10.2%
Return on assets
0.6%
Bottom 12% of $1B–10B peers · Massachusetts median 0.53%
Rank in Massachusetts
#54
of 91 banks

How Greenfield Savings Bank compares to Massachusetts peers

Capital ratio
Bottom 28% of $1B–10B peers
Greenfield Savings
9.2%
Massachusetts median
10.2%
Higher capital ratio = stronger financial cushion
Return on assets
Bottom 12% of $1B–10B peers
Greenfield Savings
0.6%
Massachusetts median
0.5%
Higher ROA = more profitable relative to asset base

How we graded Greenfield Savings Bank

The Trust Grade blends financial strength with complaint history. Full methodology →

Financial strength
92/100
Customer experience
n/a
Overall
A · 92
  • Strongly capitalized (9.2% capital ratio)
  • Profitable (ROA 0.58%)
  • No CFPB complaints on record

Consumer complaints (CFPB)

No CFPB complaints are on file for Greenfield Savings Bank over the analysis window. For a smaller institution this is common and counts in its favor.

Branch locations (8)

  • 400 Main St, Greenfield, MA 01301
  • 181 W Parsons Dr, Conway, MA 01341
  • 282 Avenue A, Turners Falls, MA 01376
  • 61 N Main St, South Deerfield, MA 01373
  • 58 Bridge St, Shelburne Falls, MA 01370
  • 6 University Dr, Amherst, MA 01002
  • 325a King St, Northampton, MA 01060
  • 140 Russell Street, Hadley, MA 01035

Are deposits at Greenfield Savings Bank insured?

Yes. Greenfield Savings Bank is an FDIC-insured bank (FDIC certificate #90206). Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.

Greenfield Savings Bank: frequently asked questions

Is Greenfield Savings Bank a good bank?

Greenfield Savings Bank earns a Bankzia Trust Grade of A (92/100, "Excellent"), based on a financial-strength score of 92/100 (it has no CFPB complaints on record). Strongly capitalized (9.2% capital ratio); Profitable (ROA 0.58%).

Is Greenfield Savings Bank FDIC-insured?

Yes. Greenfield Savings Bank is a FDIC-insured bank (FDIC certificate #90206). Deposits are protected up to the standard FDIC limit of $250,000 per depositor, per ownership category.

How big is Greenfield Savings Bank?

Greenfield Savings Bank holds $1.5 billion in total assets, ranking 54th of 91 banks we track in Massachusetts. It operates 8 branches.

Does Greenfield Savings Bank have CFPB complaints?

No CFPB complaints against Greenfield Savings Bank appear in our data over the analysis window, which is typical for a bank of this size.

Similar Banks

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Bankhometown
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Bluestone Bank
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Financial data from FDIC call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.

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