Fidelity Co-Operative Bank is a bank based in Leominster, Massachusetts, established in 1888, with $1.3 billion in total assets across 13 branches. By Trust Grade it ranks 16th of 91 banks we track in Massachusetts. Its capital ratio of 12.0% is stronger than 77% of similarly sized banks, versus a Massachusetts median of 10.2%. It was profitable over the most recent period, with a 0.79% return on assets. No consumer complaints against Fidelity Co-Operative Bank appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.
How Fidelity Co-Operative Bank compares to Massachusetts peers
How we graded Fidelity Co-Operative Bank
The Trust Grade blends financial strength with complaint history. Full methodology →
- Strongly capitalized (12.0% capital ratio)
- Profitable (ROA 0.79%)
- No CFPB complaints on record
Consumer complaints (CFPB)
No CFPB complaints are on file for Fidelity Co-Operative Bank over the analysis window. For a smaller institution this is common and counts in its favor.
Branch locations (13)
- 56 Common St, Barre, MA 01005
- 16 S Main St, Millbury, MA 01527
- 1 School Sq, Winchendon, MA 01475
- 75 Main St, Leominster, MA 01453
- 129 Chestnut St, Needham, MA 02492
- 713 Pleasant St, Paxton, MA 01612
- 206 Worcester Rd, Princeton, MA 01541
- 21 Main St, Shirley, MA 01464
- 9 Leominster Connector, Leominster, MA 01453
- 6 City Hall Ave, Gardner, MA 01440
- 130 Whalon St, Fitchburg, MA 01420
- 465 Shrewsbury St, Worcester, MA 01604
- 153 Front St, Worcester, MA 01608
Are deposits at Fidelity Co-Operative Bank insured?
Yes. Fidelity Co-Operative Bank is an FDIC-insured bank (FDIC certificate #26451). Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.
Fidelity Co-Operative Bank: frequently asked questions
Is Fidelity Co-Operative Bank a good bank?
Fidelity Co-Operative Bank earns a Bankzia Trust Grade of A (96/100, "Excellent"), based on a financial-strength score of 96/100 (it has no CFPB complaints on record). Strongly capitalized (12.0% capital ratio); Profitable (ROA 0.79%).
Is Fidelity Co-Operative Bank FDIC-insured?
Yes. Fidelity Co-Operative Bank is a FDIC-insured bank (FDIC certificate #26451). Deposits are protected up to the standard FDIC limit of $250,000 per depositor, per ownership category.
How big is Fidelity Co-Operative Bank?
Fidelity Co-Operative Bank holds $1.3 billion in total assets, ranking 16th of 91 banks we track in Massachusetts. It operates 13 branches.
Does Fidelity Co-Operative Bank have CFPB complaints?
No CFPB complaints against Fidelity Co-Operative Bank appear in our data over the analysis window, which is typical for a bank of this size.
Similar Banks
Financial data from FDIC call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.
