Bankhometown is a bank based in Oxford, Massachusetts, established in 1889, with $1.6 billion in total assets across 15 branches. By Trust Grade it ranks 5th of 91 banks we track in Massachusetts. Its capital ratio of 11.7% is stronger than 74% of similarly sized banks, versus a Massachusetts median of 10.2%. It was profitable over the most recent period, with a 1.16% return on assets. No consumer complaints against Bankhometown appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.
How Bankhometown compares to Massachusetts peers
How we graded Bankhometown
The Trust Grade blends financial strength with complaint history. Full methodology →
- Strongly capitalized (11.7% capital ratio)
- Strongly profitable (ROA 1.16%)
- No CFPB complaints on record
Consumer complaints (CFPB)
No CFPB complaints are on file for Bankhometown over the analysis window. For a smaller institution this is common and counts in its favor.
Branch locations (15)
- 109 Elm St, Millbury, MA 01527
- 182 Main St, Putnam, CT 06260
- 865 Riverside Dr, North Grosvenordale, CT 06255
- 148 Route 171, Woodstock, CT 06281
- 3 Central St, Danielson, CT 06239
- 13 Canterbury Rd, Brooklyn, CT 06234
- 131 Main Street, South Lancaster, MA 01561
- 31 Sutton Ave, Oxford, MA 01540
- 331 Main St, Sturbridge, MA 01566
- 90 Exchange St, Athol, MA 01331
- 1001 Millbury St, Worcester, MA 01607
- 569 Southbridge St, Auburn, MA 01501
- 4 Gore Rd, Webster, MA 01570
- 9 Sack Blvd, Leominster, MA 01453
- 270 Grove St, Worcester, MA 01605
Are deposits at Bankhometown insured?
Yes. Bankhometown is an FDIC-insured bank (FDIC certificate #26523). Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.
Bankhometown: frequently asked questions
Is Bankhometown a good bank?
Bankhometown earns a Bankzia Trust Grade of A (98/100, "Excellent"), based on a financial-strength score of 98/100 (it has no CFPB complaints on record). Strongly capitalized (11.7% capital ratio); Strongly profitable (ROA 1.16%).
Is Bankhometown FDIC-insured?
Yes. Bankhometown is a FDIC-insured bank (FDIC certificate #26523). Deposits are protected up to the standard FDIC limit of $250,000 per depositor, per ownership category.
How big is Bankhometown?
Bankhometown holds $1.6 billion in total assets, ranking 5th of 91 banks we track in Massachusetts. It operates 15 branches.
Does Bankhometown have CFPB complaints?
No CFPB complaints against Bankhometown appear in our data over the analysis window, which is typical for a bank of this size.
Similar Banks
Financial data from FDIC call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.
