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The Village Bank

Newton, MA · Est. 1910 · Website ↗
B
Trust Grade
Strong
Score: 88/100

The Village Bank is a bank based in Newton, Massachusetts, established in 1910, with $2.0 billion in total assets across 11 branches. By Trust Grade it ranks 72nd of 91 banks we track in Massachusetts. Its capital ratio of 8.5% trails most similarly sized banks (15th percentile), versus a Massachusetts median of 10.2%. It was profitable over the most recent period, with a 0.39% return on assets. No consumer complaints against The Village Bank appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.

Total assets
$2.0B
$1B–10B institution
Deposits
$1.8B
Branches
11
Capital ratio
8.5%
Bottom 15% of $1B–10B peers · Massachusetts median 10.2%
Return on assets
0.4%
Bottom 8% of $1B–10B peers · Massachusetts median 0.53%
Rank in Massachusetts
#72
of 91 banks

How The Village Bank compares to Massachusetts peers

Capital ratio
Bottom 15% of $1B–10B peers
The Village
8.5%
Massachusetts median
10.2%
Higher capital ratio = stronger financial cushion
Return on assets
Bottom 8% of $1B–10B peers
The Village
0.4%
Massachusetts median
0.5%
Higher ROA = more profitable relative to asset base

How we graded The Village Bank

The Trust Grade blends financial strength with complaint history. Full methodology →

Financial strength
88/100
Customer experience
n/a
Overall
B · 88
  • Well-capitalized (8.5% capital ratio)
  • Profitable (ROA 0.39%)
  • No CFPB complaints on record

Consumer complaints (CFPB)

No CFPB complaints are on file for The Village Bank over the analysis window. For a smaller institution this is common and counts in its favor.

Branch locations (11)

  • 62 Boston Post Rd, Wayland, MA 01778
  • 332 Walnut St, Newtonville, MA 02460
  • 89 Wyman St, Waban, MA 02468
  • 56 Winchester St, Newton Highlands, MA 02461
  • 320 Needham St, Newton, MA 02464
  • 411 Watertown St, Newton, MA 02458
  • 319 Auburn St, Auburndale, MA 02466
  • 1365 Washington St, West Newton, MA 02465
  • 320 Needham St, Newton, MA 02464
  • 720 Beacon St, Newton Center, MA 02459
  • 251 Moody Street, Waltham, MA 02453

Are deposits at The Village Bank insured?

Yes. The Village Bank is an FDIC-insured bank (FDIC certificate #26336). Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.

The Village Bank: frequently asked questions

Is The Village Bank a good bank?

The Village Bank earns a Bankzia Trust Grade of B (88/100, "Strong"), based on a financial-strength score of 88/100 (it has no CFPB complaints on record). Well-capitalized (8.5% capital ratio); Profitable (ROA 0.39%).

Is The Village Bank FDIC-insured?

Yes. The Village Bank is a FDIC-insured bank (FDIC certificate #26336). Deposits are protected up to the standard FDIC limit of $250,000 per depositor, per ownership category.

How big is The Village Bank?

The Village Bank holds $2.0 billion in total assets, ranking 72nd of 91 banks we track in Massachusetts. It operates 11 branches.

Does The Village Bank have CFPB complaints?

No CFPB complaints against The Village Bank appear in our data over the analysis window, which is typical for a bank of this size.

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Financial data from FDIC call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.

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