Fall River Five Cents Savings Bank is a bank based in Fall River, Massachusetts, established in 1855, with $1.9 billion in total assets across 18 branches. By Trust Grade it ranks 84th of 91 banks we track in Massachusetts. Its capital ratio of 7.1% trails most similarly sized banks (5th percentile), versus a Massachusetts median of 10.2%. It was profitable over the most recent period, with a 0.29% return on assets. No consumer complaints against Fall River Five Cents Savings Bank appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.
How Fall River Five Cents Savings Bank compares to Massachusetts peers
How we graded Fall River Five Cents Savings Bank
The Trust Grade blends financial strength with complaint history. Full methodology →
- Well-capitalized (7.1% capital ratio)
- Profitable (ROA 0.29%)
- No CFPB complaints on record
Consumer complaints (CFPB)
No CFPB complaints are on file for Fall River Five Cents Savings Bank over the analysis window. For a smaller institution this is common and counts in its favor.
Branch locations (18)
- 160 County St, New Bedford, MA 02740
- 79 N Main St, Fall River, MA 02720
- 1724 Acushnet Ave, New Bedford, MA 02746
- 54 County St, Somerset, MA 02726
- 136 Faunce Corner Mall Rd, Dartmouth, MA 02747
- 1501 S Main St, Fall River, MA 02724
- 1301 Pleasant St, Fall River, MA 02723
- 497 Milford Rd, Swansea, MA 02777
- 1604 President Ave, Fall River, MA 02720
- 55 13th St, Fall River, MA 02720
- 105 Huttleston Ave, Fairhaven, MA 02719
- 175 Sockanosset Cross Rd, Cranston, RI 02920
- 667 South St, Wrentham, MA 02093
- 540 Main St, Hyannis, MA 02601
- 875 State Rd, Westport, MA 02790
- 50 Salem St, Lynnfield, MA 01940
- 1060 Centerville Road, Warwick, RI 02886
- 14 Riata Dr, Lincoln, RI 02865
Are deposits at Fall River Five Cents Savings Bank insured?
Yes. Fall River Five Cents Savings Bank is an FDIC-insured bank (FDIC certificate #23286). Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.
Fall River Five Cents Savings Bank: frequently asked questions
Is Fall River Five Cents Savings Bank a good bank?
Fall River Five Cents Savings Bank earns a Bankzia Trust Grade of B (82/100, "Strong"), based on a financial-strength score of 82/100 (it has no CFPB complaints on record). Well-capitalized (7.1% capital ratio); Profitable (ROA 0.29%).
Is Fall River Five Cents Savings Bank FDIC-insured?
Yes. Fall River Five Cents Savings Bank is a FDIC-insured bank (FDIC certificate #23286). Deposits are protected up to the standard FDIC limit of $250,000 per depositor, per ownership category.
How big is Fall River Five Cents Savings Bank?
Fall River Five Cents Savings Bank holds $1.9 billion in total assets, ranking 84th of 91 banks we track in Massachusetts. It operates 18 branches.
Does Fall River Five Cents Savings Bank have CFPB complaints?
No CFPB complaints against Fall River Five Cents Savings Bank appear in our data over the analysis window, which is typical for a bank of this size.
Similar Banks
Financial data from FDIC call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.
