Cape & Coast Bank is a bank based in Yarmouth Port, Massachusetts, established in 1921, with $1.7 billion in total assets across 11 branches. By Trust Grade it ranks 50th of 91 banks we track in Massachusetts. Its capital ratio of 9.5% trails most similarly sized banks (33th percentile), versus a Massachusetts median of 10.2%. It was profitable over the most recent period, with a 0.45% return on assets. No consumer complaints against Cape & Coast Bank appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.
How Cape & Coast Bank compares to Massachusetts peers
How we graded Cape & Coast Bank
The Trust Grade blends financial strength with complaint history. Full methodology →
- Strongly capitalized (9.5% capital ratio)
- Profitable (ROA 0.45%)
- No CFPB complaints on record
Consumer complaints (CFPB)
No CFPB complaints are on file for Cape & Coast Bank over the analysis window. For a smaller institution this is common and counts in its favor.
Branch locations (11)
- 1591 Main Street, East Dennis, MA 02641
- 1121 Route 6a, West Barnstable, MA 02668
- 275 Cotuit Rd, Sandwich, MA 02563
- 121 Main St, Yarmouth Port, MA 02675
- 695 Attucks Lane Hyannis, Hyannis, MA 02601
- 64 Kings Circuit, Yarmouth Port, MA 02675
- 1470 Orleans Rd, East Harwich, MA 02645
- 238 Worcester Ct, Falmouth, MA 02540
- 121 Main Street/Route 6a, Yarmouth Port, MA 02675
- 660 N Falmouth Hwy, North Falmouth, MA 02556
- 3878 Falmouth Rd, Marstons Mills, MA 02648
Are deposits at Cape & Coast Bank insured?
Yes. Cape & Coast Bank is an FDIC-insured bank (FDIC certificate #26517). Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.
Cape & Coast Bank: frequently asked questions
Is Cape & Coast Bank a good bank?
Cape & Coast Bank earns a Bankzia Trust Grade of A (92/100, "Excellent"), based on a financial-strength score of 92/100 (it has no CFPB complaints on record). Strongly capitalized (9.5% capital ratio); Profitable (ROA 0.45%).
Is Cape & Coast Bank FDIC-insured?
Yes. Cape & Coast Bank is a FDIC-insured bank (FDIC certificate #26517). Deposits are protected up to the standard FDIC limit of $250,000 per depositor, per ownership category.
How big is Cape & Coast Bank?
Cape & Coast Bank holds $1.7 billion in total assets, ranking 50th of 91 banks we track in Massachusetts. It operates 11 branches.
Does Cape & Coast Bank have CFPB complaints?
No CFPB complaints against Cape & Coast Bank appear in our data over the analysis window, which is typical for a bank of this size.
Similar Banks
Financial data from FDIC call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.
