Stonehambank, A Co-Operative Bank is a bank based in Stoneham, Massachusetts, established in 1887, with $903 million in total assets across 2 branches. By Trust Grade it ranks 78th of 91 banks we track in Massachusetts. Its capital ratio of 7.7% trails most similarly sized banks (11th percentile), versus a Massachusetts median of 10.2%. It was profitable over the most recent period, with a 0.50% return on assets. No consumer complaints against Stonehambank, A Co-Operative Bank appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.
How Stonehambank, A Co-Operative Bank compares to Massachusetts peers
How we graded Stonehambank, A Co-Operative Bank
The Trust Grade blends financial strength with complaint history. Full methodology →
- Well-capitalized (7.7% capital ratio)
- Profitable (ROA 0.50%)
- No CFPB complaints on record
Consumer complaints (CFPB)
No CFPB complaints are on file for Stonehambank, A Co-Operative Bank over the analysis window. For a smaller institution this is common and counts in its favor.
Branch locations (2)
- 493 Boston Rd, Billerica, MA 01821
- 80 Montvale Ave, Stoneham, MA 02180
Are deposits at Stonehambank, A Co-Operative Bank insured?
Yes. Stonehambank, A Co-Operative Bank is an FDIC-insured bank (FDIC certificate #26559). Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.
Stonehambank, A Co-Operative Bank: frequently asked questions
Is Stonehambank, A Co-Operative Bank a good bank?
Stonehambank, A Co-Operative Bank earns a Bankzia Trust Grade of B (86/100, "Strong"), based on a financial-strength score of 86/100 (it has no CFPB complaints on record). Well-capitalized (7.7% capital ratio); Profitable (ROA 0.50%).
Is Stonehambank, A Co-Operative Bank FDIC-insured?
Yes. Stonehambank, A Co-Operative Bank is a FDIC-insured bank (FDIC certificate #26559). Deposits are protected up to the standard FDIC limit of $250,000 per depositor, per ownership category.
How big is Stonehambank, A Co-Operative Bank?
Stonehambank, A Co-Operative Bank holds $903 million in total assets, ranking 78th of 91 banks we track in Massachusetts. It operates 2 branches.
Does Stonehambank, A Co-Operative Bank have CFPB complaints?
No CFPB complaints against Stonehambank, A Co-Operative Bank appear in our data over the analysis window, which is typical for a bank of this size.
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Financial data from FDIC call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.
