Winchester Co-Operative Bank is a bank based in Winchester, Massachusetts, established in 1893, with $932 million in total assets across 2 branches. By Trust Grade it ranks 28th of 91 banks we track in Massachusetts. Its capital ratio of 11.7% is stronger than 70% of similarly sized banks, versus a Massachusetts median of 10.2%. It was profitable over the most recent period, with a 0.63% return on assets. No consumer complaints against Winchester Co-Operative Bank appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.
How Winchester Co-Operative Bank compares to Massachusetts peers
How we graded Winchester Co-Operative Bank
The Trust Grade blends financial strength with complaint history. Full methodology →
- Strongly capitalized (11.7% capital ratio)
- Profitable (ROA 0.63%)
- No CFPB complaints on record
Consumer complaints (CFPB)
No CFPB complaints are on file for Winchester Co-Operative Bank over the analysis window. For a smaller institution this is common and counts in its favor.
Branch locations (2)
- 19 Church St, Winchester, MA 01890
- 198 Lexington St, Woburn, MA 01801
Are deposits at Winchester Co-Operative Bank insured?
Yes. Winchester Co-Operative Bank is an FDIC-insured bank (FDIC certificate #27238). Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.
Winchester Co-Operative Bank: frequently asked questions
Is Winchester Co-Operative Bank a good bank?
Winchester Co-Operative Bank earns a Bankzia Trust Grade of A (95/100, "Excellent"), based on a financial-strength score of 95/100 (it has no CFPB complaints on record). Strongly capitalized (11.7% capital ratio); Profitable (ROA 0.63%).
Is Winchester Co-Operative Bank FDIC-insured?
Yes. Winchester Co-Operative Bank is a FDIC-insured bank (FDIC certificate #27238). Deposits are protected up to the standard FDIC limit of $250,000 per depositor, per ownership category.
How big is Winchester Co-Operative Bank?
Winchester Co-Operative Bank holds $932 million in total assets, ranking 28th of 91 banks we track in Massachusetts. It operates 2 branches.
Does Winchester Co-Operative Bank have CFPB complaints?
No CFPB complaints against Winchester Co-Operative Bank appear in our data over the analysis window, which is typical for a bank of this size.
Similar Banks
Financial data from FDIC call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.
