Unibank For Savings is a bank based in Whitinsville, Massachusetts, established in 1870, with $2.9 billion in total assets across 15 branches. By Trust Grade it ranks 65th of 91 banks we track in Massachusetts. Its capital ratio of 7.8% trails most similarly sized banks (8th percentile), versus a Massachusetts median of 10.2%. It was profitable over the most recent period, with a 0.96% return on assets. No consumer complaints against Unibank For Savings appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.
How Unibank For Savings compares to Massachusetts peers
How we graded Unibank For Savings
The Trust Grade blends financial strength with complaint history. Full methodology →
- Well-capitalized (7.8% capital ratio)
- Profitable (ROA 0.96%)
- No CFPB complaints on record
Consumer complaints (CFPB)
No CFPB complaints are on file for Unibank For Savings over the analysis window. For a smaller institution this is common and counts in its favor.
Branch locations (15)
- 49 Church St, Whitinsville, MA 01588
- 25 North Main Street, Uxbridge, MA 01569
- 4 Mechanic Street, Douglas, MA 01516
- 113 Main St, Upton, MA 01568
- 10 Cheney St, Blackstone, MA 01504
- 156 Worcester Providence Tpke, Sutton, MA 01590
- 1189 Providence Road, Whitinsville, MA 01588
- 91 Prospect St, Milford, MA 01757
- 24 Gold Star Blvd, Worcester, MA 01605
- 89 Worcester St, North Grafton, MA 01536
- 101 Barry Rd, Worcester, MA 01609
- 87 W Main St, Hopkinton, MA 01748
- 29 Galaxy Pass, Sutton, MA 01590
- 193 Boston Tpke, Shrewsbury, MA 01545
- 1 Green Island Boulevard, Worcester, MA 01610
Are deposits at Unibank For Savings insured?
Yes. Unibank For Savings is an FDIC-insured bank (FDIC certificate #90290). Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.
Unibank For Savings: frequently asked questions
Is Unibank For Savings a good bank?
Unibank For Savings earns a Bankzia Trust Grade of A (90/100, "Excellent"), based on a financial-strength score of 90/100 (it has no CFPB complaints on record). Well-capitalized (7.8% capital ratio); Profitable (ROA 0.96%).
Is Unibank For Savings FDIC-insured?
Yes. Unibank For Savings is a FDIC-insured bank (FDIC certificate #90290). Deposits are protected up to the standard FDIC limit of $250,000 per depositor, per ownership category.
How big is Unibank For Savings?
Unibank For Savings holds $2.9 billion in total assets, ranking 65th of 91 banks we track in Massachusetts. It operates 15 branches.
Does Unibank For Savings have CFPB complaints?
No CFPB complaints against Unibank For Savings appear in our data over the analysis window, which is typical for a bank of this size.
Similar Banks
Financial data from FDIC call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.
