Westfield Bank is a bank based in Westfield, Massachusetts, established in 1853, with $2.8 billion in total assets across 27 branches. By Trust Grade it ranks 45th of 91 banks we track in Massachusetts. Its capital ratio of 9.2% trails most similarly sized banks (27th percentile), versus a Massachusetts median of 10.2%. It was profitable over the most recent period, with a 0.81% return on assets. No consumer complaints against Westfield Bank appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.
How Westfield Bank compares to Massachusetts peers
How we graded Westfield Bank
The Trust Grade blends financial strength with complaint history. Full methodology →
- Strongly capitalized (9.2% capital ratio)
- Profitable (ROA 0.81%)
- No CFPB complaints on record
Consumer complaints (CFPB)
No CFPB complaints are on file for Westfield Bank over the analysis window. For a smaller institution this is common and counts in its favor.
Branch locations (27)
- 70 Center St, Chicopee, MA 01013
- 141 Elm St, Westfield, MA 01085
- 599 Memorial Dr, Chicopee, MA 01020
- 569 East St, Chicopee, MA 01020
- 241 Burnett Rd, Chicopee, MA 01020
- 26 Arnold St, Westfield, MA 01085
- 206 Park St, West Springfield, MA 01089
- 655 Main St, Agawam, MA 01001
- 300 Southampton Rd, Westfield, MA 01085
- 462 College Hwy, Southwick, MA 01077
- 382 N Main St, East Longmeadow, MA 01028
- 1500 Main Street, Springfield, MA 01103
- 1650 Northampton St, Holyoke, MA 01040
- 477 Center St, Ludlow, MA 01056
- 39 Morgan Rd, West Springfield, MA 01089
- 32 Willimansett St, South Hadley, MA 01075
- 350 Palmer Rd, Ware, MA 01082
- 560 E Main St, Westfield, MA 01085
- 241 S Westfield St, Feeding Hills, MA 01030
- 141 Elm St, Westfield, MA 01085
- 1305 Memorial Ave, West Springfield, MA 01089
- 10 Hartford Ave, Granby, CT 06035
- 47 Palomba Dr, Enfield, CT 06082
- 1342 Liberty St, Springfield, MA 01104
- 14 Russell Rd, Huntington, MA 01050
- 377 Cottage Grove Rd, Bloomfield, CT 06002
- 977 Farmington Ave, West Hartford, CT 06107
Are deposits at Westfield Bank insured?
Yes. Westfield Bank is an FDIC-insured bank (FDIC certificate #90300). Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.
Westfield Bank: frequently asked questions
Is Westfield Bank a good bank?
Westfield Bank earns a Bankzia Trust Grade of A (93/100, "Excellent"), based on a financial-strength score of 93/100 (it has no CFPB complaints on record). Strongly capitalized (9.2% capital ratio); Profitable (ROA 0.81%).
Is Westfield Bank FDIC-insured?
Yes. Westfield Bank is a FDIC-insured bank (FDIC certificate #90300). Deposits are protected up to the standard FDIC limit of $250,000 per depositor, per ownership category.
How big is Westfield Bank?
Westfield Bank holds $2.8 billion in total assets, ranking 45th of 91 banks we track in Massachusetts. It operates 27 branches.
Does Westfield Bank have CFPB complaints?
No CFPB complaints against Westfield Bank appear in our data over the analysis window, which is typical for a bank of this size.
Similar Banks
Financial data from FDIC call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.
