Skip to main content
bank

Dedham Institution For Savings

Dedham, MA · Est. 1831 · Website ↗
A
Trust Grade
Excellent
Score: 93/100

Dedham Institution For Savings is a bank based in Dedham, Massachusetts, established in 1831, with $2.6 billion in total assets across 15 branches. By Trust Grade it ranks 37th of 91 banks we track in Massachusetts. Its capital ratio of 10.9% is stronger than 61% of similarly sized banks, versus a Massachusetts median of 10.2%. It was profitable over the most recent period, with a 0.32% return on assets. No consumer complaints against Dedham Institution For Savings appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.

Total assets
$2.6B
$1B–10B institution
Deposits
$2.0B
Branches
15
Capital ratio
10.9%
Top 39% of $1B–10B peers · Massachusetts median 10.2%
Return on assets
0.3%
Bottom 6% of $1B–10B peers · Massachusetts median 0.53%
Rank in Massachusetts
#37
of 91 banks

How Dedham Institution For Savings compares to Massachusetts peers

Capital ratio
Top 39% of $1B–10B peers
Dedham Institution
10.9%
Massachusetts median
10.2%
Higher capital ratio = stronger financial cushion
Return on assets
Bottom 6% of $1B–10B peers
Dedham Institution
0.3%
Massachusetts median
0.5%
Higher ROA = more profitable relative to asset base

How we graded Dedham Institution For Savings

The Trust Grade blends financial strength with complaint history. Full methodology →

Financial strength
93/100
Customer experience
n/a
Overall
A · 93
  • Strongly capitalized (10.9% capital ratio)
  • Profitable (ROA 0.32%)
  • No CFPB complaints on record

Consumer complaints (CFPB)

No CFPB complaints are on file for Dedham Institution For Savings over the analysis window. For a smaller institution this is common and counts in its favor.

Branch locations (15)

  • 55 Elm St, Dedham, MA 02026
  • 1428 Main St, Walpole, MA 02081
  • 1 Del Pond Dr, Canton, MA 02021
  • 180 Main St, Walpole, MA 02081
  • 673 High St, Westwood, MA 02090
  • 260 Bussey St, Dedham, MA 02026
  • 420 Washington St, Dedham, MA 02026
  • 45 S Main St, Sharon, MA 02067
  • 185 Central St, Norwood, MA 02062
  • 1077 Great Plain Ave, Needham, MA 02492
  • 55 Elm St, Dedham, MA 02026
  • 5000 Great Meadow Rd, Dedham, MA 02026
  • 100 Old Billerica Rd, Bedford, MA 01730
  • 636 E Broadway, South Boston, MA 02127
  • 695 Highland Ave, Needham, MA 02494

Are deposits at Dedham Institution For Savings insured?

Yes. Dedham Institution For Savings is an FDIC-insured bank (FDIC certificate #23620). Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.

Dedham Institution For Savings: frequently asked questions

Is Dedham Institution For Savings a good bank?

Dedham Institution For Savings earns a Bankzia Trust Grade of A (93/100, "Excellent"), based on a financial-strength score of 93/100 (it has no CFPB complaints on record). Strongly capitalized (10.9% capital ratio); Profitable (ROA 0.32%).

Is Dedham Institution For Savings FDIC-insured?

Yes. Dedham Institution For Savings is a FDIC-insured bank (FDIC certificate #23620). Deposits are protected up to the standard FDIC limit of $250,000 per depositor, per ownership category.

How big is Dedham Institution For Savings?

Dedham Institution For Savings holds $2.6 billion in total assets, ranking 37th of 91 banks we track in Massachusetts. It operates 15 branches.

Does Dedham Institution For Savings have CFPB complaints?

No CFPB complaints against Dedham Institution For Savings appear in our data over the analysis window, which is typical for a bank of this size.

Similar Banks

South Shore Bank
bank · South Weymouth, MA · $2.6B assets
Cornerstone Bank
bank · Spencer, MA · $2.4B assets
Westfield Bank
bank · Westfield, MA · $2.8B assets
Avidia Bank
bank · Hudson, MA · $2.8B assets
Baycoast Bank
bank · Swansea, MA · $2.9B assets
Unibank For Savings
bank · Whitinsville, MA · $2.9B assets

Financial data from FDIC call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.

From the Blog

View all guides →