Adams Community Bank is a bank based in Adams, Massachusetts, established in 1869, with $1.0 billion in total assets across 10 branches. By Trust Grade it ranks 34th of 91 banks we track in Massachusetts. Its capital ratio of 10.4% is stronger than 53% of similarly sized banks, versus a Massachusetts median of 10.2%. It was profitable over the most recent period, with a 0.48% return on assets. No consumer complaints against Adams Community Bank appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.
How Adams Community Bank compares to Massachusetts peers
How we graded Adams Community Bank
The Trust Grade blends financial strength with complaint history. Full methodology →
- Strongly capitalized (10.4% capital ratio)
- Profitable (ROA 0.48%)
- No CFPB complaints on record
Consumer complaints (CFPB)
No CFPB complaints are on file for Adams Community Bank over the analysis window. For a smaller institution this is common and counts in its favor.
Branch locations (10)
- 7 Main St, Lenox, MA 01240
- 2 Center St, Adams, MA 01220
- 31 Eagle St, North Adams, MA 01247
- 545 S Main St, Lanesboro, MA 01237
- 75 South St, Cheshire, MA 01225
- 273 Main St, Williamstown, MA 01267
- 93 Park St, Adams, MA 01220
- 41 Park St, Lee, MA 01238
- 660 Merrill Rd, Pittsfield, MA 01201
- 342 Stockbridge Road, Great Barrington, MA 01230
Are deposits at Adams Community Bank insured?
Yes. Adams Community Bank is an FDIC-insured bank (FDIC certificate #90140). Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.
Adams Community Bank: frequently asked questions
Is Adams Community Bank a good bank?
Adams Community Bank earns a Bankzia Trust Grade of A (94/100, "Excellent"), based on a financial-strength score of 94/100 (it has no CFPB complaints on record). Strongly capitalized (10.4% capital ratio); Profitable (ROA 0.48%).
Is Adams Community Bank FDIC-insured?
Yes. Adams Community Bank is a FDIC-insured bank (FDIC certificate #90140). Deposits are protected up to the standard FDIC limit of $250,000 per depositor, per ownership category.
How big is Adams Community Bank?
Adams Community Bank holds $1.0 billion in total assets, ranking 34th of 91 banks we track in Massachusetts. It operates 10 branches.
Does Adams Community Bank have CFPB complaints?
No CFPB complaints against Adams Community Bank appear in our data over the analysis window, which is typical for a bank of this size.
Similar Banks
Financial data from FDIC call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.
