Farmers And Merchants State Bank Of Appleton is a bank based in Appleton, Minnesota, established in 1915, with $61 million in total assets across 1 branch. By Trust Grade it ranks 69th of 224 banks we track in Minnesota. Its capital ratio of 12.6% is stronger than 56% of similarly sized banks, versus a Minnesota median of 9.5%. It was profitable over the most recent period, with a 3.24% return on assets. No consumer complaints against Farmers And Merchants State Bank Of Appleton appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.
How Farmers And Merchants State Bank Of Appleton compares to Minnesota peers
How we graded Farmers And Merchants State Bank Of Appleton
The Trust Grade blends financial strength with complaint history. Full methodology →
- Strongly capitalized (12.6% capital ratio)
- Strongly profitable (ROA 3.24%)
- No CFPB complaints on record
The Trust Grade is Bankzia’s independent, documented opinion computed from public FDIC/NCUA/CFPB data — not an official rating, and not a statement about the safety of insured deposits. Report a data error or dispute this grade →
Consumer complaints (CFPB)
No CFPB complaints are on file for Farmers And Merchants State Bank Of Appleton over the analysis window. For a smaller institution this is common and counts in its favor.
Branch locations (1)
- 239 N Miles St, Appleton, MN 56208
Are deposits at Farmers And Merchants State Bank Of Appleton insured?
Yes. Farmers And Merchants State Bank Of Appleton is an FDIC-insured bank (FDIC certificate #8845). Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.
Farmers And Merchants State Bank Of Appleton: frequently asked questions
Is Farmers And Merchants State Bank Of Appleton a good bank?
Farmers And Merchants State Bank Of Appleton earns a Bankzia Trust Grade of A (98/100, "Excellent"), based on a financial-strength score of 98/100 (it has no CFPB complaints on record). Strongly capitalized (12.6% capital ratio); Strongly profitable (ROA 3.24%).
Is Farmers And Merchants State Bank Of Appleton FDIC-insured?
Yes. Farmers And Merchants State Bank Of Appleton is a FDIC-insured bank (FDIC certificate #8845). Deposits are protected up to the standard FDIC limit of $250,000 per depositor, per ownership category.
How big is Farmers And Merchants State Bank Of Appleton?
Farmers And Merchants State Bank Of Appleton holds $61 million in total assets, ranking 69th of 224 banks we track in Minnesota. It operates 1 branch.
Does Farmers And Merchants State Bank Of Appleton have CFPB complaints?
No CFPB complaints against Farmers And Merchants State Bank Of Appleton appear in our data over the analysis window, which is typical for a bank of this size.
Similar Banks
Financial data from FDIC call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.
