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B2 Bank National Association

Virginia, MN · Est. 1902 · Website ↗
73/ 100
Trust Grade
Average
73 out of 100

B2 Bank National Association is a bank based in Virginia, Minnesota, established in 1902, with $62 million in total assets across 2 branches. By Trust Grade it ranks 218th of 224 banks we track in Minnesota. Its capital ratio of 17.6% is stronger than 81% of similarly sized banks, versus a Minnesota median of 9.5%. It posted a loss over the most recent period (-1.68% return on assets), a point to watch. No consumer complaints against B2 Bank National Association appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.

Total assets
$62.0M
<$100M institution
Deposits
$50.9M
Branches
2
Capital ratio
17.6%
Top 19% of <$100M peers · Minnesota median 9.5%
Return on assets
-1.7%
Bottom 5% of <$100M peers · Minnesota median 1.24%
Rank in Minnesota
#218
of 224 banks

How B2 Bank National Association compares to Minnesota peers

Capital ratio
Top 19% of <$100M peers
B2 Bank
17.6%
Minnesota median
9.5%
Higher capital ratio = stronger financial cushion
Return on assets
Bottom 5% of <$100M peers
B2 Bank
-1.7%
Minnesota median
1.2%
Higher ROA = more profitable relative to asset base

How we graded B2 Bank National Association

The Trust Grade blends financial strength with complaint history. Full methodology →

Financial strength
73/100
Customer experience
n/a
Overall
73/100
  • Strongly capitalized (17.6% capital ratio)
  • Unprofitable over the period (ROA -1.68%)
  • No CFPB complaints on record

The Trust Grade is Bankzia’s independent, documented opinion computed from public FDIC/NCUA/CFPB data — not an official rating, and not a statement about the safety of insured deposits. Report a data error or dispute this grade →

Consumer complaints (CFPB)

No CFPB complaints are on file for B2 Bank National Association over the analysis window. For a smaller institution this is common and counts in its favor.

Branch locations (2)

  • 8355 Unity Dr, Virginia, MN 55792
  • 702 Seville Ave, Buhl, MN 55713

Are deposits at B2 Bank National Association insured?

Yes. B2 Bank National Association is an FDIC-insured bank (FDIC certificate #5105). Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.

B2 Bank National Association: frequently asked questions

Is B2 Bank National Association a good bank?

B2 Bank National Association earns a Bankzia Trust Grade of C (73/100, "Average"), based on a financial-strength score of 73/100 (it has no CFPB complaints on record). Strongly capitalized (17.6% capital ratio); Unprofitable over the period (ROA -1.68%).

Is B2 Bank National Association FDIC-insured?

Yes. B2 Bank National Association is a FDIC-insured bank (FDIC certificate #5105). Deposits are protected up to the standard FDIC limit of $250,000 per depositor, per ownership category.

How big is B2 Bank National Association?

B2 Bank National Association holds $62 million in total assets, ranking 218th of 224 banks we track in Minnesota. It operates 2 branches.

Does B2 Bank National Association have CFPB complaints?

No CFPB complaints against B2 Bank National Association appear in our data over the analysis window, which is typical for a bank of this size.

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Financial data from FDIC call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.

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