Security Bank Usa is a bank based in Bemidji, Minnesota, established in 1910, with $276 million in total assets across 2 branches. By Trust Grade it ranks 123rd of 224 banks we track in Minnesota. Its capital ratio of 9.1% trails most similarly sized banks (30th percentile), versus a Minnesota median of 9.5%. It was profitable over the most recent period, with a 1.85% return on assets. No consumer complaints against Security Bank Usa appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.
How Security Bank Usa compares to Minnesota peers
How we graded Security Bank Usa
The Trust Grade blends financial strength with complaint history. Full methodology →
- Strongly capitalized (9.1% capital ratio)
- Strongly profitable (ROA 1.85%)
- No CFPB complaints on record
Consumer complaints (CFPB)
No CFPB complaints are on file for Security Bank Usa over the analysis window. For a smaller institution this is common and counts in its favor.
Branch locations (2)
- 1025 Paul Bunyan Dr Nw, Bemidji, MN 56601
- 104 4th St Nw, Bemidji, MN 56601
Are deposits at Security Bank Usa insured?
Yes. Security Bank Usa is an FDIC-insured bank (FDIC certificate #1604). Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.
Security Bank Usa: frequently asked questions
Is Security Bank Usa a good bank?
Security Bank Usa earns a Bankzia Trust Grade of A (94/100, "Excellent"), based on a financial-strength score of 94/100 (it has no CFPB complaints on record). Strongly capitalized (9.1% capital ratio); Strongly profitable (ROA 1.85%).
Is Security Bank Usa FDIC-insured?
Yes. Security Bank Usa is a FDIC-insured bank (FDIC certificate #1604). Deposits are protected up to the standard FDIC limit of $250,000 per depositor, per ownership category.
How big is Security Bank Usa?
Security Bank Usa holds $276 million in total assets, ranking 123rd of 224 banks we track in Minnesota. It operates 2 branches.
Does Security Bank Usa have CFPB complaints?
No CFPB complaints against Security Bank Usa appear in our data over the analysis window, which is typical for a bank of this size.
Similar Banks
Financial data from FDIC call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.
